Thinking about shopping your auto insurance? A new Consumer Reports tally reveals the best auto insurance companies.
Car insurance ads on TV promise accident forgiveness, vanishing deductibles, and other selling points. But those features are just a side show to the main act, which is a company's reputation with satisfying customers after a claim is made.
Best and worst auto insurers
According to Consumer Reports, the top 2 insurers are Amica Insurance and USAA Property & Casualty, two of my longtime favorites. Just a hair behind them is New Jersey Manufacturers Insurance Company, a company that's never much been on my radar. And in the No. 4 spot, you have Erie Insurance.
On the flipside, among the lowest rated auto insurers in the country are Allstate Insurance and Farmers Insurance. Just a hair above them you'll find Travelers, Metlife Auto & Home, and Liberty Mutual, among others.
When it comes to car insurance, be sure the deductible you have isn't too low. Having a low deductible pushes premiums higher. It could also tempt you to make a claim for a small incident that will leave you in trouble with insurers going forward.