Need Advice? We're here to help. Dedicated to empowering the consumer through advice, education and problem resolution, the Consumer Action Center is here for you Monday-Friday, 10am-7pm (Eastern Time). It's a FREE service provided by Clark Howard and his staff of over 100 volunteers. Learn more about the CAC.
| Answering your consumer questions Monday - Friday, 10am-7pm ET
| | Call Us: | 404-892-8227 | | Outside Atlanta? | To avoid toll charges, you may submit your question here. A volunteer will call you back.
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| |  Become a CAC Volunteer! Do you want to help people, and have fun doing it? Join Team Clark! | | Today's Hottest Consumer Questions: Do I need a PIN to use my credit card overseas? NEW! Should I take the free credit monitoring from Countrywide? NEW! How can I request a credit freeze? Are the website ads endorsements or referrals? Are gas additives and other gadgets for real? Is buying gold smart? Where can I sell gold jewelry? What's up with Ignite/Stream Georgia? Is it better to do a short sale or a foreclosure? Collection agencies are bothering me. What can I do? Should I refinance now? What can I do if I'm facing foreclosure? Is it possible to get free HDTV? Should I do an accelerated mortgage program? Are notices of international lottery winnings legitimate?
More frequently asked questions 
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Hi, I'm Fran. I've been directing the Consumer Action Center for over 11 years. I'm dedicated to consumer empowerment and pleased to have the opportunity to serve the community in this way. Read my bio. | | Call of the week: A guy calls to tell us that a friend wants to give him a gun in payment for a debt, but he wants to know how he can check out this weapon to see if it was ever used in a crime! |
CAC FACTS: July 15 thru August 15, 2008
Phone calls: 5,547 E-mails: 995
Gotta Have Clark! In these tough economic times, everyone and their brother came out to see Clark in Tucker, Georgia, on Sept. 18, 2008. The CAC, of course, was on hand to answer consumer questions. From left to right we have Carolyn, Julie, Fran and John.
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