Listen weekdays from 1-3pm ET
(No audio? Try our help)
Recent shows | More media

Listen Live: Mon-Fri 1-3pm ET

Buying a Home


    • Get a copy of your credit reports four to six months before you start home shopping and pre-quaify for a mortgage before you start looking.

    • If you're buying a house strictly for financial reasons, look at each house you're considering as you would evaluate a purchase of stocks or bonds.

    • Don't buy one of the first houses in a subdivision. The developer may go bust and be unable to complete the development.

    • Make any offer on a home contingent on its passing an inspection. The purchase also should be contingent on your ability to get financing at or below a set interest rate.

    • Get an owner's title insurance policy that covers you, not the lender, if your ownership is successfully challenged.

    • Hire a real estate attorney to review the closing papers and, if you're buying a house still under construction, to draft or review the purchase contract.

    • Before you buy a house, try your commute to work during rush hour.

    • Learn about the area surrounding a potential purchase, including the potential for new roads or new development.

    • Look at a property while it's raining to see how water flows across it. Look for signs of poor drainage and danger of flooding.

    • Buy a house that's fundamentally sound in construction and materials, even if it doesn't have the latest, greatest design features.

165 items
Results 1 - 10 of 165next >

6 Ways To Cut Home Energy Costs

Utility bills can make up a significant portion of a family’s monthly budget. With a little planning, research, and work, you can cut your home's energy consumption by a substantial amount. With Earth Day next week, here are 6 ways to get the job done. Improve your HVAC's Efficiency HVAC ...

Websites To Comparison Shop Owner's Title Insurance

When you buy a home or refinance one, you need a simple insurance policy that I just can't get people to buy…even though being without it can be deadly to your finances. Picture this: When you do a refinance, you dump Bank A and pay them off with proceeds lent ...

Outdated features can land you a deal as a homebuyer

When you’re buying or selling a home, what features either hurt or help you? Buying a home is such an emotional thing. When you go to buy, I’ve long said you want to try to have ice water in your veins. Homes with dated features can hurt you as seller ...

Clark's take: Where home values are headed

Clark's take: Where home values are headed

Confused about all the housing market stats you're hearing? Is it a flipper's market again?

"Walkability factor" driving up real estate values

"Walkability factor" driving up real estate values

Clark explains where the real money in real estate is in light of the new trend toward bike- and pedestrian-friendly communities.

Georgia Natural Gas Guide

  March 2014: There are 2 low-cost price leaders this month, according to the Georgia Public Service Commission (GA PSC). They are Commerce Energy and True Natural Gas. Commerce is advertising a rate of .6290 this month, while True is advertising .6560. A typical Commerce customer who locks in this ...

Fannie Mae offers cash incentives toward closing costs

Fannie Mae is offering special incentives to buyers if you buy one of their REOs through March 31, 2014. Up to 3.5% in closing cost assitance is available strictly for people who want to occupy these REOs (real estate owned properties); this is not people looking for homes as investments. ...

Interest-only mortgages make a comeback

Interest-only mortgages are roaring back to life after doing some much harm to so many. But is this kind of loan automatically a bad idea? I remember getting the first calls about 15 years ago when interest-only loans started being offered. It was like callers wanted me to condone their ...

Crucial insurance for home purchases and refis

Crucial insurance for home purchases and refis

When you buy a home or refinance one, you need a simple insurance policy that very few buy…even though being without it can be deadly to your finances.

HOA fees can become a budget buster

When you’re buying in a mandatory homeowners association (HOA), fees that seem reasonable today could skyrocket quickly. Two generations ago, there were almost no condos in the U.S. and no mandatory HOAs. Today, we are closing in on a third of Americans living in a mandatory HOA community of some ...

165 items
Results 1 - 10 of 165next >