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Home Ownership

A home is the biggest investment most people will ever make. Learn what you need to know about achieving the American Dream. Helpful Guides and Links:
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10 Things To Know Before Buying a Home

If you've read my previous articles on ClarkHoward.com, you know that I paid off my $86,000 mortgage in 2 years. Now, I'm excited to be moving into a new home after recently becoming a third-time homebuyer. While the real estate process isn't new to me, there's always something to learn ...

The real way homes are bought and sold today

The real way homes are bought and sold today

The way real estate is bought and sold is changing. Here's how technology can help (or hurt) you in today's market.

How To Get Trusted Referrals for Home Repairs

Right now, renovating a home is much, much easier than it had been during the real estate bubble. So how do you pick a contractor? I recall back during the bubble how often I'd get calls from homeowners complaining they couldn't get a call back from contractors. The frenzy around ...

When Is It OK To Have a Mortgage in Retirement?

A new federal report says one-third of retirees now have a mortgage. That is virtually unprecedented in American history. Historically, when people turned 65, the majority of them would have been mortgage debt-free. But that scenario is changing. Having a mortgage in retirement may or may not be a danger ...

Georgia Natural Gas Guide

  Fall is finally here and natural gas rates are on everyone's mind. But which company has the best rate for you? My monthly update on natural gas rates in Georgia can help you decide... Here are the low-cost leaders for fixed rate natural gas plans There are actually 2 ...

Becoming a Landlord: How To Find a Good Tenant

The key rule in real estate is obviously “location, location, location.” We  have all heard that before. If becoming a landlord is in your future, you’ll want to follow the key rule to owning an investment property: “tenant, tenant, tenant.” 5 tips that will help landlords find great tenants Whether ...

Solar Panel Installation Guide

Is your power bill getting too costly? Now may be the time to consider installing solar at your home. Residential solar installations are expected to be up 50% year over year. A small number of states where laws are favorable to solar account for a big chunk of that growth: ...

How To Buy Appliances Without Relying on Energy Star

There have been rumors for years that the Energy Star program was corrupt. But now Clark has some actual evidence to share with you. Undercover federal investigators submitted 20 fake products to the Energy Star program and 15 received virtually immediate approval. These were completely fabricated products that did not ...

HELOCs Make a Comeback

For the first time since the real estate bubble, your ability to borrow against the value of your home is returning. This is significant because over the last 8 years, there was almost no home equity line of credit (HELOC) activity and almost no second mortgage activity. But now we ...

12 Quick DIY Ways To Save on Your Energy Bill

  Summer will be over in a few weeks and it's never too early to start thinking about ways to lower your winter heating costs. By making some basic tweaks to your home, you can stay warm and save money at the same time. Here are 12 quick DIY ways ...

256 items
Results 1 - 10 of 256next >