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Home Ownership

A home is the biggest investment most people will ever make. Learn what you need to know about achieving the American Dream. Helpful Guides and Links:
Refinancing Guide
FHA Refund Guide
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Moving soon? Watch out for this scam

Moving soon? Watch out for this scam

Are you moving this summer? The scams in the relocating business are well known. Clark delivers the cautions you need to know when hiring a mover.

HELOCs Make A Comeback

For the first time since the real estate bubble, your ability to borrow against the value of your home is returning. This is significant because over the last 8 years, there was almost no home equity line of credit (HELOC) activity and almost no second mortgage activity. But now we ...

How To Hire The Best Moving Companies

People are moving again in larger numbers and it's a good time to take a look at how to hire a reputable mover. The price quotes in the moving industry are dictated heavily by supply and demand. You'll generally pay a premium if you have to move on the last ...

Georgia Natural Gas Guide

  July 2014: There are 3 low-cost price leaders this month for fixed rates, according to the Georgia Public Service Commission (GA PSC). They are True Natural Gas, Stream Energy, and Fireside Natural Gas. True Natural Gas is advertising a rate of .597 this month, while Stream is at .648 ...

Pros And Cons Of Reverse Mortgages For Seniors

Reverse mortgages remain a popular lure for cash-strapped seniors, but what's good in theory is often abysmal in execution. A reverse mortgage allows someone who is "house rich and cash poor" to get a payment from their lender in exchange for the bank getting the equity in the house over ...

A Look At The Nest Thermostat

A former Apple executive has given the lowly programmable thermostat in your home a high-tech makeover. The Nest Learning Thermostat is the brainchild of Tony Fadell, who had a role in the design of the iPod and iPhone, according to  The Los Angeles Times. What can the Nest thermostat do ...

When to replace vs. fix your broken appliances

When to replace vs. fix your broken appliances

An appliance breaks in your home and you wonder: Should you fix it, or just replace it? Well, it depends on the appliance. Clark has the timetables, based on the appliance.

6 Steps To Pay Off Your Mortgage Early

Should you pay off your mortgage early? It's a question personal finance experts have been debating for years. Some say it makes financial sense to invest that money in the stock market, while others say you won't ever regret being 100% debt free. In 2010, I set a personal goal ...

Mortgage Refinance Guide

Are you wondering how to refinance, when to refinance, and what all of the terms really mean? We've put together answers to some of the most Frequently Asked Questions regarding refinancing:      Should I refinance?  As a general rule, if you can shave at least a half point off ...

When to buy a home warranty

When to buy a home warranty

Home warranties, in general, aren't usually worth the money. But there are in fact times when it makes sense to buy one.

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