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Home Ownership

A home is the biggest investment most people will ever make. Learn what you need to know about achieving the American Dream. Helpful Guides and Links:
Refinancing Guide
FHA Refund Guide
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Georgia Natural Gas Guide

  Ready for a blast of winter, Georgia? It's still fall, but it's feeling like winter and natural gas rates are on everyone's mind. Which company has the best rate for you? My monthly update on natural gas rates in Georgia can help you decide... Here are the low-cost leaders ...

A Look at the Nest Thermostat

A former Apple executive has given the lowly programmable thermostat in your home a high-tech makeover. The Nest Learning Thermostat is the brainchild of Tony Fadell, who had a role in the design of the iPod and iPhone. What can the Nest thermostat do for you? The Nest is a ...

Is a Reverse Mortgage a good deal for you?

Is a Reverse Mortgage a good deal for you?

Retired homeowners strapped for cash are turning to Reverse Mortgages. But there are large fees the celebrity spokepeople aren't telling you about...

2014 Ratings: The best new mattresses

2014 Ratings: The best new mattresses

Looking for the best mattress? Here are the latest findings from Consumer Reports showing which ones give the most for your money.

Solar Panel Installation Guide

Is your power bill getting too costly? Now may be the time to consider installing solar at your home. Residential solar installations are expected to be up 50% year over year. A small number of states where laws are favorable to solar account for a big chunk of that growth: ...

10 Things To Know Before Buying a Home

If you've read my previous articles on ClarkHoward.com, you know that I paid off my $86,000 mortgage in 2 years. Now, I'm excited to be moving into a new home after recently becoming a third-time homebuyer. While the real estate process isn't new to me, there's always something to learn ...

The real way homes are bought and sold today

The real way homes are bought and sold today

The way real estate is bought and sold is changing. Here's how technology can help (and hurt ) you in today's market.

How To Get Trusted Referrals for Home Repairs

Right now, renovating a home is much, much easier than it had been during the real estate bubble. So how do you pick a contractor? I recall back during the bubble how often I'd get calls from homeowners complaining they couldn't get a call back from contractors. The frenzy around ...

When Is It OK To Have a Mortgage in Retirement?

A new federal report says one-third of retirees now have a mortgage. That is virtually unprecedented in American history. Historically, when people turned 65, the majority of them would have been mortgage debt-free. But that scenario is changing. Having a mortgage in retirement may or may not be a danger ...

Becoming a Landlord: How To Find a Good Tenant

The key rule in real estate is obviously “location, location, location.” We  have all heard that before. If becoming a landlord is in your future, you’ll want to follow the key rule to owning an investment property: “tenant, tenant, tenant.” Clark always talks about Landlord.com being a great resource for ...

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