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Refinancing Guide
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Discuss it: Real Estate forum
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The real estate industry is going through changes, despite the attempt of some to keep it the same. Learn more about reduced commission agents, online options and other non-traditional services.
Gotchas for new homebuyers
People are buying new homes again, but there are a couple of gotchas you've got to look out for. About a year ago, I told you that Wall Street firms had been inserting a new, hidden resale fee into the paperwork when homebuyers purchased new homes from developers. The firms ...
Foreclosures being rented by bogus landlords
Con artists have been taking advantage of the housing meltdown by acting as bogus landlords and renting foreclosures. Here's how this typically plays out: A criminal will scout out a neighborhood and find the foreclosures. Then they call a locksmith out to the property and say they locked themselves out. ...
New government incentives for home buyers
MONEY-SAVING MOMENT: Fannie Mae and Freddie Mac are offering special incentives to buyers (and to agents that bring buyers to the table) if you buy one of their REOs over the summer. The incentive money for buyers is available strictly for people who want to occupy these REOs (real estate ...
Mortgage brokers will be required by law to give you the best rate
New rules going into effect in the next few days will outlaw the practice of mortgage brokers putting borrowers into higher-rate mortgages in return for kickbacks from lenders. This egregious practice was happening throughout the housing boom (and the bust) and very often homebuyers were none the wiser. That's because ...
First-time homebuyer tips
For many people, right now is most ideal time that may come along in your lifetime to be a first-time homebuyer. There are two reasons: Cheap home prices and incredible mortgage interest rates. Here are some key pointers to keep in mind as you undertake the process of qualifying for ...
Closing costs reach national average of $2,730
The disparity in closing costs around the nation really proves that all real estate is local. A new BankRate.com survey shows that $2,730 is the national average. But a state like Nevada can be as little as $2,236, while the average in Texas is a whopping $3,855. You should know ...
Consumers win the battle of Real Estate commissions
Finally, some great news for consumers in the housing market! For ten years, the real estate industry has done its best to keep the power of the internet away from its potential customers. The National Association of Realtors (NAR) and its affiliates have been engaging in anti-competitive practices, conspiring to ...
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