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For as far back as I can remember, whenever somebody called me to ask about disability insurance, I've talked about the advantage of you owning your own policy vs. getting your disability insurance through your employer. Now I have to modify that advice. Through our working lifetime, we are 3 ...
Single-issue insurance policies are considered a rip-off by some consumer advocates. Clark also agrees that you should avoid them. Examples of single-issue policies include mortgage life insurance, cancer insurance and accident insurance. In the case of cancer insurance, insurers use the power of the C-word to sell the policy. Years ...