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Although decades of inflation have occurred, the wages of million of American workers have not kept up with the increased cost of living. But with a little of what I call "economically creative thinking," we can keep the hope of a better life alive. Here are 3 areas low-income earners ...
Can you ever be too frugal? Is there such a thing as saving too much of your money? If you’re future-oriented and obsessed with turning your financial goals into realities -- and constantly delay all gratification in the name of financial progress -- you could be guilty of both these ...
One of the things I love most about people who believe in living frugally: their dedication to DIY. The do-it-yourself mentality goes hand-in-hand with living well on less and saving money. Frugal folks know they can save big by handling their own errands, chores, and projects. I appreciate that people ...
An oldie but goodie is back and it could save you money on your credit card payment. Negotiate your interest rate down So many of us who have a decent credit score are getting solicitations for new credit cards that are vastly superior to the cards we have now. Did ...
So many people come up to me and say, "All that stuff you talk about saving is great…for people who make a lot of money. But what about the rest of us?" Well, there's a federal program that's been around for years to encourage people to save for the future. ...
A new study shows debt collectors are more often using illegal tactics when they harass senior citizens. Here are the lies they are telling, and what your rights are when they call you.
The everyday purchases we make of five or ten dollars may not seem significant, but when repeated day after day after day they become incredibly costly. Breaking your routine spending habits and cutting back expenses just a little bit over time can lead to large benefits to your future self. ...
What word could strike fear in the hearts of grown men and women alike more than the word “budget”? Maybe not everyone has that fear, but chances are that in a married couple, at least one spouse HATES budgeting. Mark's take: For us, Lauren has wanted nothing to do with ...
Gotten a notice from your credit card issuer asking you to verify income? It's real. But here's how you should to handle it.
How many years will an unpaid bill linger on your credit report? Here's how your credit score is really calculated and how long it takes for blemishes on your credit report to disappear.