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Investing & Retirement

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ClarkHoward.com and The Clark Howard Show are your resource for consumer advice.

Is the Facebook IPO more hazard or opportunity?

Facebook's initial public offering (IPO) is the hottest one of recent years. But is this an opportunity or is this trouble for you? I Googled 'Facebook' a little while ago and found more than 46,000 news stories on the IPO. The price has been pushed up and the number of ...

Bonds may seem safe, but are they really?

Are you among those investors who ran to bond funds for safe harbor when the stock market went topsy-turvy? Those who did so generally saw nice rewards from making the move. But there is a hidden danger that I want to make you aware of. When interest rates rise, the ...

Are bond funds a safe investment?

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Are bond funds a safe investment?

A lot of investors consider bond funds a safe harbor in their retirement portfolio, not subject to the volatility of the stock market. But Clark has some words of warning about this hot investment option.

Online savings accounts that pay better interest

Earning money on your savings might be getting a little easier soon. The Federal Reserve is trying to re-inflate the economy by keeping interest rates low for borrowers, but as a result, savers are getting punished.  This is holding back a lot of money that would normally flow into private ...

Small employers to get 401(k) fee disclosures

What you don't know about your retirement plan can hurt you. If you work for a smaller company and have a 401(k), the fees associated with that plan can be very, very high. Right now, those fees are kept secret from you as an employee, and your employer may not ...

Should you trade in foreign currency?

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Should you trade in foreign currency?

When the stock market wobbles, you might look for a quick score by investing in foreign currency. Is this a good way to make money? Here's Clark's advice.

ClarkHoward.com and The Clark Howard Show offer more advice for entrepreneurs.

Many entrepreneurs not saving anything for retirement

How confident are you that you'll ultimately be able to retire in comfort? If your answer is "very confident," there are not a lot of people like you! USA Today  reports that a third of all entrepreneurs and small business owners aren't saving anything at all for their retirement. Now, ...

The better way to invest for the long term

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The better way to invest for the long term

Investment gurus promise great returns and the inside track on hot stocks. But new research definitively reveals the better way to invest for the long term.

Save more today to avoid putting off retirement tomorrow

Unless you want to keep working forever, you've got to learn how to save more today for your retirement tomorrow. What percent of Americans contribute to an IRA or Roth IRA? Less than one in four, according to one new survey. Of those that do contribute, what percent put in ...

Self-directed IRA scams threaten seniors' retirements

RIP-OFF ALERT: Alternative investment scams that involve self-directed IRAs are leaving senior citizens with no retirement money. I've gotten several calls on the show about seniors being told by marketers and salespeople that traditional investing in stocks and mutual funds is a waste of time. The real money, they say, ...

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