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Credit Counseling

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Debt-settlement outfits make hollow promises

RIP-OFF ALERT: Have you seen those ads being run by the debt-settlement outfits on late-night TV? They promise to reduce your credit card debt to just pennies on the dollar without making you file for bankruptcy. However, that promise is an illusion. Here's the scoop: You usually pay an upfront ...

Fee-only financial planners are in your best interest

Do you have money to invest, but you're not sure where to put it? Most people who are unsure about investments hire someone to help. One of the greatest danger points is in mid-career, when you find yourself with a great deal of money in a 401K. At that time ...

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