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Purchasing & Returning


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• When you're buying online, it's best to buy from a retailer that allows you to return merchandise to an actual store.

• Many stores now are limiting or refusing to accept a return if you don't have a receipt.

• In most states, retailers are permitted to adopt any return or exchange policy, as long as they announce the policy to customers. That includes refusing any refund or exchange.

• Find out the store's policy on returns and exchanges before you shop there. Be aware, too, that return policies are different from refund policies. The policy may be printed on your receipt or posted near the cash registers.

• You have to make your own decision about whether to patronize a store with a rigid refund or exchange policy. If you are willing to take your chances in return for a better price, then go in with your eyes open.

• If you're buying a gift or shopping by catalog, make sure the item can be returned for a full refund.

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Sell Your Unwanted Gift Cards Online

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Clark Smart Gift Returns

Clark Smart Gift Returns

Some stores are charging customers fees for returning gifts this holiday season. How to avoid the fees and get the best value on your gift exchange.

Early January Among the Best Times To Visit Thrift Stores

On New Year's Eve, my wife sent me to a local Goodwill to donate a variety of household items and clothes so we could take a deduction on last year's taxes. So there I was, backing up my car up to the door and carrying in one thing after another, ...

Now Is the Time To Use Your Gift Cards

Got a gift card you don't want? Did you know there's a way to turn it into cash you can use to buy something you really do want?! Why you can't sit on those gift cards Every Christmas, people give me gift cards and then apologize. The word got out ...

 

8 Ways To Avoid the Sticker Shock of Shipping This Season

This is a hectic week for holiday shipping, with Dec. 15 kicking off the busiest day for FedEx and the U.S. Postal Service as consumers scramble to ship holiday gifts and cards to loved ones in time for Christmas. What’s more, people are still shopping online and looking for digital ...

Protect against retail data breach this holiday

Protect against retail data breach this holiday

Despite all the retail computer breaches, a survey shows that isn't going to stop holiday shoppers this year. How to protect your information from getting stolen this holiday season.

 

3 Tips to Get the Most Value Out of Gift Cards

Gift cards are really popular this time of year. But when you buy one, I want to make sure you are protected. Is your gift card going to be emptied before you even use it? Gift cards sold off display racks at stores are becoming a hot target for scamsters ...

 

Cyber Monday Shopping Guide

For those who want nothing to do with the madness that comes with Black Friday and prefer to spend the day after Thanksgiving digesting with loved ones, Cyber Monday provides the chance to scoop up similar doorbuster savings online. As the Internet continues to grow as a popular destination to buy gifts during the ...

 

How To Avoid Going Into Debt for the Holidays

With the holidays around the corner, it is time to start thinking of everything that comes with the season. From putting up lights on your house to buying gifts for your loved ones, there is a lot to get done. Because of this, the Christmas season can be stressful and ...

Thanksgiving shopping strategies

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Many stores will again be opening their doors on Thanksgiving to get a jump on Black Friday sales. Here's where the deals are happening this year.

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