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Warehouse Clubs
• In the legitimate clubs, you pay a membership fee of around $50 a year and the merchandise is right there on the shelves for you to purchase.
• Non-legitimate buying clubs are nothing but catalog distributors. They have a showroom, but that's just a front, because they don't actually have merchandise in inventory.
• Non-legitimate buying clubs charge an initiation fee typically of $900 to $1,500, plus an annual membership fee of $50 to $100.
• The rip-off clubs don't care if you ever buy anything from them, but they'll force you to pay the fees, to the point of suing you.
Clark's rules for controlling spending in stores
If you need to stop your spending in stores, I've got ways for you to do it. I saw a disturbing stat recently that one in five Americans is living his or her life upside down by owing more than what they have. Even after what we've been through the ...
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Seasonal purchases can save you big
Looking for another way to spend less when you're shopping? Using the calendar to schedule seasonal purchases can really help you save cash.
Best buys in the month of May
What are the best buys right now? Yahoo! Finance reports some May deals are obvious ones, while others you may not have thought about. Mattresses This is the best time to buy a mattress because people are not buying indoor stuff this time of year. DealNews.com concurs that the deals ...
Costco to sell individual health insurance, mortgages
With more people losing health coverage at work, Costco wants to fill the gap for its members with individual health insurance policies. The warehouse club is partnering with Aetna for what's called Costco Personal Health Insurance. Aetna has publicly stated that they will sell five varieties of plans to Costco ...
Turn unwanted gift cards into cash
Not sure what to do with gift cards you got that you don't plan on using? There are several websites that will allow you to convert them into cash -- albeit not exactly at face value. For the first three Christmases of the Great Recession, the idea of re-gifting was ...
Supreme Court ready to hear price-fixing case
The Supreme Court is again getting ready for another go-around on the issue of price-fixing. At the heart of the issue this time are grey market goods. For those who are unfamiliar with the term, "grey market" refers to goods sold without a manufacturer's authorization at different prices in different ...
Vacant commercial space finds new uses
What are we as a country going to do with all the vacant commercial space in America that nobody wants anymore? Capitalism has a solution in mind, and it's a real tribute to the spirit of reinvention that's made our nation so great. Recently I was buying shoes for my ...
Credit card is the best way to purchase furniture and appliances
It keeps happening again and again and again. Customers put deposits down at furniture stores or appliance retailers and wind up getting burned when the stores go out of business before delivering their purchase. I have key guidance to help you avoid this scenario. One of the side-effects of the ...
Electronics companies adopt "price-fixing"
A few years back, in an unfortunate and controversial decision, the Supreme Court made it legal for manufacturers to demand that retailers sell their products at a set price. This has mostly played out with ultra-fancy, high end goods such as designer clothes and watches. But now price fixing is ...
Top retailers for customer satisfaction
Is there something in the water in Seattle that creates great customer service? Three retailers from the Pacific Northwest make strong showings in the latest American Customer Satisfaction Index (ACSI) tally. In the word of Internet retailing, Amazon continues its reign at the top, where it's been since 2000. And ...
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