Protect Your Rights & Identity

  • Your Guide to Medical Breaches: Anthem, Premera, and CareFirst

      

    Medical records have become the hot new target of crooks looking to steal your identity. Some 1 in 4 adult Americans were impacted by the Anthem breach. But that number could be 1 in 3 now with...

  • #1 Way To Safeguard Your Starbucks App Account

      

    There's an emerging problem with the Starbucks app and stored-value cards that could drain the money out of your account or worse. Starbucks hack impacts customers One in 5 purchases at...

  • How To Fix Errors on a Credit Report

      

    Remember the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after she diligently stayed on top of them for 2 years? Having black marks...

  • Why You Need To Turn Paper Statements Back On

      

    Another day, another report about major security breaches! I read recently about a ring of hackers figured out how to break into the big banks' back office system in the fall of 2013. To...

  • Is Your Password Too Easy To Hack?

      

    Do I have a special warning for you about your passwords that is going to unsettle you. But don't worry, there's also a simple solution you can put in place too! Make your password hard...

  • 4 Ways To Opt Out of Junk Mail

      

    In the aftermath of the Anthem breach, I've recommended people do a credit freeze. Yet there's a question that has popped up again and again about what happens after you freeze your...

  • Microsoft Tool's Permissions Rile Up the Natives

      

    Are you reading the terms and conditions of the free services you use on the Internet? If not, you could be in for a big surprise! Initial controversy over Microsoft's How-Old.net...

  • Consumer Complaint Letter

      

    Date: ______________   John Jones Regional Vice President ABCD Company 500 Main Street, Suite 1000 Anywhere, USA   Dear Mr. Jones: I regret having to write to you...

  • Request for Repairs to Rental Property

      

    Date: ________________   To whom it may concern: We are distressed that you have not responded to several requests to make repairs on our apartment. Briefly describe the nature of...

  • Drop Dead Letter to Collection Agencies

      

    Date:___________________ To whom it may concern: I have been contacted by your company about a debt you allege I owe. I am instructing you not to contact me any further in connection with...

  • How To Download Your Past Google Searches

      

    We spend a lot of time on the Internet. Wouldn't it be nice if you could see your entire Google search history in an easily downloadable format? Now you can! Lately, Google search has been...

  • Clark Does Not Purchase Extended Warranties!

      

    My wife was doing me a favor the other day and went to a specialty electronics retailer to get some equipment that I use when I do broadcasting for the show from my home. As she's checking...

  • Making Internet Privacy Easy

      

    Are you concerned with all the discussion about online tracking by the government and private industry? There are some simple steps you can take to limit it. The use of cookies to track your...

  • The Best Banks Are Not Banks At All...

      

    Looking for the best bank in America? Don't look at any of the bigs like Bank of America, Chase, Well Fargo, or Citibank. Credit unions are king I have long believed companies that...

  • Credit bureau disputes about to get easier

      

    Clark looks at the changes being made that will help you keep your credit record clean.