Consumer Issues & ID Theft / Collection Agencies

  • Never ignore a debt lawsuit—even if it’s not your debt

      

    The worst thing you can ever do is ignore a debt lawsuit, even if it's not your debt. Here's why.

  • How To Fix Errors on a Credit Report

      

    Remember the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after she diligently stayed on top of them for 2 years? Having black marks...

  • Drop Dead Letter to Collection Agencies

      

    Date:___________________ To whom it may concern: I have been contacted by your company about a debt you allege I owe. I am instructing you not to contact me any further in connection with...

  • Protect against foreclosure deficiency claims

      

    Have you been foreclosed on in the last 7 years? Bill collectors may be seeking what's called "deficiency." Here's what you need to know to protect yourself.

  • Woman Brings Late Husband's Ashes to T-Mobile Store Over Dispute

      

    We take it as almost an article of faith that our social media accounts will live on after we die. But what about the contracts we enter into with cellphone providers? There's an ugly story out of...

  • Annoyed by Robocalls? Here's How One Man Got $22K From Robocaller

      

    Feeling frustrated by robocalls on your cellphone? Imagine being able to make the company behind the automatic dialing pay you $500 or more per call! One man did it and here's his...

  • Know Your Rights With Debt Collectors

      

    The phone rings for the 1,000th time and it's a debt collector again. Do you have any rights? What are they? How to deal with debt collectors When a debt collector harasses the wrong person, the...

  • How to resolve credit card disputes

      

    Are you dealing with a credit card dispute that seems unresolvable? Here's how to handle it.

  • Threatened with legal action? Could be a scammer

      

    Debt collectors are falsely claiming to represent law firms and threatening you with legal action and even jail time if you don't pay. A debt collection firm in Glendale, Calif., has been fined...

  • New government help for debt harassment

      

    The Consumer Financial Protection Bureau has new tools and advice for those being harassed by collectors for debts they do not owe.

  • Debtors' prison makes a return in some states

      

    I've long said to you as an article of faith that there is no debtors' prison in the United States. However, I now have to eat my words because of a dangerous new trend where people are...

  • New way to complain about errors on your credit reports

      

    There's a new cop on the beat overseeing the credit reporting industry. The Consumer Financial Protection Bureau (CFPB) is now accepting complaints if you've been put on ignore by Experian,...

  • Are you being harassed over an old VHS rental late fee?

      

    More than three million people are being harassed over debts of dubious origin from the defunct video rental chains Hollywood Video and Movie Gallery.When these chains went bust, their collection...

  • Hospitals stationing bill collectors in the ER

      

    If you thought health care couldn't get any worse in America, I'm about to shock you. The attorney general of Minnesota is investigating allegations that some hospitals are sending third party...

  • Bogus collection calls coming from overseas

      

    Imagine getting a call from India and being told to pay $500 on a suspicious debt or you'd be imprisoned and fired from your job. That's the situation more than 10,000 Americans found themselves...