Consumer Issues & ID Theft / Collection Agencies

  • 9 steps for disputing a mistake on your credit report

      

    An estimated 5% of Americans have errors on their credit reports that can result in adverse loan terms, according to the Federal Trade Commission. But you're not at the mercy of the credit...

  • Man arrested over an old VHS rental late fee!

      

    If you have Netflix, late fees for movie rentals are an anachronism in your life. But that's not the case for James Meyers of Concord, N.C., who was arrested for not returning a 2002 VHS...

  • Man dies in jail after being arrested for unpaid medical bills

      

    A man arrested for outstanding medical bills was found dead in a jail cell shortly after being taken into custody. What led to the arrest Rex Iverson racked up a $2,376.92 bill from an...

  • Know your rights with debt collectors

      

    The phone rings for the 1,000th time and it's a debt collector again. Do you have any rights? What are they? How to deal with debt collectors When a debt collector harasses the wrong...

  • Bill collectors hound wrong man for nearly two decades

      

    PHILADELPHIA, Pa. — Matthew J. Hartigan of Clearwater, Fla., had no idea he shared his name with a man who stiffed a city and several businesses for more than $100,000. Because of it,...

  • Never ignore a debt lawsuit—even if it’s not your debt

      

    The worst thing you can ever do is ignore a debt lawsuit, even if it's not your debt. Here's why.

  • How to fix errors on a credit report

      

    Remember the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after she diligently stayed on top of them for 2 years? Having black marks on...

  • Drop Dead Letter to Collection Agencies

      

    Date:___________________ To whom it may concern: I have been contacted by your company about a debt you allege I owe. I am instructing you not to contact me any further in connection with...

  • Protect against foreclosure deficiency claims

      

    Have you been foreclosed on in the last 7 years? Bill collectors may be seeking what's called "deficiency." Here's what you need to know to protect yourself.

  • Woman Brings Late Husband's Ashes to T-Mobile Store Over Dispute

      

    We take it as almost an article of faith that our social media accounts will live on after we die. But what about the contracts we enter into with cellphone providers? There's an ugly story out of...

  • Annoyed by Robocalls? Here's How One Man Got $22K From Robocaller

      

    Feeling frustrated by robocalls on your cellphone? Imagine being able to make the company behind the automatic dialing pay you $500 or more per call! One man did it and here's his...

  • How to resolve credit card disputes

      

    Are you dealing with a credit card dispute that seems unresolvable? Here's how to handle it.

  • Threatened with legal action? Could be a scammer

      

    Debt collectors are falsely claiming to represent law firms and threatening you with legal action and even jail time if you don't pay. A debt collection firm in Glendale, Calif., has been fined...

  • New government help for debt harassment

      

    The Consumer Financial Protection Bureau has new tools and advice for those being harassed by collectors for debts they do not owe.

  • Debtors' prison makes a return in some states

      

    I've long said to you as an article of faith that there is no debtors' prison in the United States. However, I now have to eat my words because of a dangerous new trend where people are...