Homes & Real Estate / Gov't Incentives & Programs

  • 6 options for buying a home with little or no money down

      

    Buying a home is an enormous decision, one that has an impact on your credit and finances like no other purchase could. The vast majority of homes are purchased through a mortgage, but most...

  • Get a mortgage with only 3% down payment

      

    One big bank is offering mortgages with as little as 3% down. Learn more and see if you qualify for the program.

  • Saving for a down payment: How much and where to stash it

      

    Are you saving for a down payment on a home? How much will you need and where should you put the money while it's building up? What you need to know about down payment The conventional...

  • 7 tax credits every homeowner should be aware of

      

    The benefits of home ownership are many. There is, of course, the monetary investment you hope will increase over time, and even more than that, most people gain a sense of stability and belonging...

  • Do real estate agents really matter anymore?

      

    With all the technology out there for home buyers and sellers, do real estate agents really matter anymore? For buyers, the research you can do online and with your phone is amazing. Apps like...

  • New bill would protect military members' right to go to court

      

    A few years ago, the Servicemembers' Civil Relief Act was strengthened to provide new protections to active duty military. But after some companies were reportedly finding loopholes...

  • Flood insurance: What your home policy won't cover

      

    Hurricane Patricia is expected to be one of the most dangerous storms in history -- possibly the most dangerous. With millions of Americans facing heavy rains and flooding, now is a good...

  • Multi-generational living at the crux of new Fannie Mae mortgage rules

      

    New mortgage rules mean that many families who previously couldn't qualify for a mortgage now may be able to do so. The new rules coming from Fannie Mae are part of what's known as the...

  • Tips for first-time homebuyers

      

    Here are some key pointers to keep in mind as you undertake the process of qualifying for a loan and shopping for your first home. Tips for first-time homebuyers: What you need to do before you...

  • 18 confusing mortgage terms explained

      

    If you think mortgage jargon is confusing, you're not alone. And it's not only novice homebuyers who are stumped. Some of the terms are so tricky even the experts don't agree about...

  • First time homeowners: Save big on mortgages

      

    Clark breaks down the changes in the FHA loan program and tells you what to look for while shopping for mortgage lenders.

  • New Mortgage Requirements for First-Time Homebuyers

      

    Good news for first-time homebuyers or those who don't own a home today and want to. The strict regulations that forced so many of you out of the market are easing up. Downpayments and...

  • Foreclosure deals for the average homebuyer

      

    Special cash incentives are on the table for homebuyers who want to owner-occupy our nation's foreclosures. No investors allowed in this sweet deal!

  • Fannie Mae offers cash incentives toward closing costs

      

    Fannie Mae is offering special incentives to buyers if you buy one of their REOs through March 31, 2014. Up to 3.5% in closing cost assitance is available strictly for people who want to occupy...

  • Winter heating bill too high? Consider an energy tax credit

      

    Is your winter heating bill too high? Grab an energy tax credit for yourself to offset the cost -- before they expire!Climatologists are predicting it will be more expensive to heat your home this...