Homes & Real Estate / Mortgages

  • How the Fed rate hike will impact your wallet

      

    It’s been a few months since the Federal Reserve implemented its first rate hike in nearly 10 years. The move signaled that the economy has strengthened enough for borrowers to withstand...

  • Why paying off PMI should be a top financial priority

      

    Private mortgage insurance (PMI) can be a good thing when you are trying to get a mortgage, but once you get that mortgage everything changes.  In most cases, once the mortgage is signed, PMI...

  • 6 options for buying a home with little or no money down

      

    Buying a home is an enormous decision, one that has an impact on your credit and finances like no other purchase could. The vast majority of homes are purchased through a mortgage, but most...

  • 5 ways to save money on your next mortgage or refinance

      

    I get asked for advice regarding real estate transactions all the time. One thing pops up over and over again: "Do I just call my mortgage guy to refinance my loan?" Another variation is...

  • Get a mortgage with only 3% down payment

      

    One big bank is offering mortgages with as little as 3% down. Learn more and see if you qualify for the program.

  • Saving for a down payment: How much and where to stash it

      

    Are you saving for a down payment on a home? How much will you need and where should you put the money while it's building up? What you need to know about down payment The conventional...

  • Mortgage rates are dropping: Here's how to get the best deal

      

    The financial maelstrom of a slowing China, the slump in oil prices, the decline in stock market values and the absence of inflation expectations in the United States have had one unseen benefit...

  • Why you should buy a house below your means

      

    Often when you begin your house hunting journey, you picture the perfect house that has everything you want. You might dream of a glorious mansion, a chic city condo, a comfortable...

  • Buying a home? Here are 9 costly mortgage mistakes to avoid

      

    For most Americans, it's pretty safe to say that a house will be the biggest purchase you'll make in your lifetime -- and a mortgage will be the biggest debt you'll ever carry. So...

  • How can you find the best mortgage rates?

      

    Most people are intimidated by the mortgage application process so they only go to one lender for a loan. Yet you know instinctively that shopping around gets you the best price on most anything...

  • 5 starter home tips for Millennials with student loan debt

      

    You're in your 20s or 30s and saddled with student loan debt. Maybe you're not yet earning what you expected this far out from graduation, and now you're wondering how to save for a...

  • Do real estate agents really matter anymore?

      

    With all the technology out there for home buyers and sellers, do real estate agents really matter anymore? For buyers, the research you can do online and with your phone is amazing. Apps like...

  • Most do not shop their mortgage rate. Why you should.

      

    Over half of all mortgages are taken out somewhere other than a big bank. Shop that rate before locking in.

  • 7 tax loopholes that make homeowners happy

      

    When it comes to saving money, most homeowners are more than happy to jump into a tax loophole or two. The good news is that those loopholes abound, and they are perfectly legal ways to save money...

  • New bill would protect military members' right to go to court

      

    A few years ago, the Servicemembers' Civil Relief Act was strengthened to provide new protections to active duty military. But after some companies were reportedly finding loopholes...