Insurance

  • 2 ways to guarantee yourself a lifetime stream of income

      

    If you think Clark Howard hates all annuities, that's not exactly correct. There are two kinds of annuities he loves, but you'll almost never hear anyone discuss them. Let's take a...

  • The 2 things many parents don't do to protect their families

      

    Editor's note: Liz Seymour is a stay-at-home mom and author of "Moms and Money," a new ClarkHoward.com series focused on helping moms establish a solid financial plan and better...

  • New tool advises when you should take Social Security

      

    Deciding when to start drawing social security can be confusing. This new tool helps you make the best decision.

  • Long Term Care Insurance Honor Roll

      

    Long term care insurance is a smart decision for many people. It helps pay for long-term nursing home care or for health care assistance in your home when you get older. But far too few people...

  • Zip codes now being used to set car insurance premiums

      

    It's not just creditworthiness and level of education that's being used to set your insurance premiums. Now some insurers are using your zip code! A new metric that insurers use against...

  • 3 simple money moves to make in 2016

      

    As we prepare to welcome 2016, it's a great time to do a look-see ahead and make sure your finances are in order. Have you done these things yet? Shop for level-term life...

  • Someone cracked your windshield? Here’s what to do.

      

    A cracked windshield is expensive to fix. Here are your rights when someone else is responsible for the damage.

  • Fed increases key interest rate: What it means for you

      

    The Federal Reserve announced Wednesday that it will be increasing the key rate – the interest rate that determines bank lending rates and the cost of credit -- by a quarter of a percentage...

  • The difference between HSAs and FSAs (plus 9 ways to use them)

      

    Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are increasingly popular due to the changes in healthcare over the last several years.  Both accounts allow...

  • 6 secrets that could help you lower your auto insurance bill

      

    As families everywhere look to lower expenses, reduce debt and become more financially stable, there are certain areas where we often don’t think we have any control over our costs, such as...

  • 9 ways to spend your remaining FSA dollars

      

    Do you still have money left in your Flexible Spending Arrangement (or Flexible Spending Account/FSA)? If you overestimated your medical expenses for 2015, you might lose those funds under the...

  • 3 ways to attack bad medical debt

      

    Medical debt is damaging the credit of around 43 million people, according to the latest figures I've seen. You would expect damaged credit from medical bills to be a problem for the...

  • No, the average person does not save $500 when they get an insurance quote!

      

    In a popular commercial I am sure most of you have seen, one insurance company claims customers who switch to them save hundreds of dollars. The next insurance company claims the same thing. So...

  • Easy, affordable way to buy life insurance

      

    Don’t gamble: you need life insurance. Here’s how to do it easily and affordably – and how much to buy.

  • 10 things millennials should know about health insurance

      

    Even if you’ve done it many times, buying health insurance can be confusing. Now imagine you're a millennial signing up for health insurance for the first time in your...