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Clark Show Notes - Complete List

The complete list of recent show notes, money-saving advice and articles from ClarkHoward.com

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Top 10 Most Expensive Cities for Car Insurance

A new report from BankRate finds that some places are frightfully more expensive than others when it comes to auto insurance. It's not cheap to insure your auto in these cities! The single highest city for auto insurance rates is Detroit. Why Detroit? Well, you have a lot of people ...

Why Doing an FSA Makes More Sense Than Ever

There's a little used benefit most employers offer called a flexible spending account (FSA) for health care. Not familiar with FSAs? Here's why you should be... How FSAs work Here's how this thing works: With an FSA, you have money deducted from each paycheck that goes into a savings account. ...

Make Your Own Cosmetics on a Home Printer

Teenage girls who want customized makeup might want to consider literally printing it up on their home printer! How to print makeup using your computer An entrepreneur named Grace Choi who I read about in Business Week has come up with a way to jailbreak a printer so it can ...

Coupon Code Savings Minus the False Leads

Feeling frustrated by coupon code sites that give you false leads? There's a new way to save money when you're shopping online that involves no work at all! The easiest way to find coupon codes There is a browser extension called Coupons at Checkout that is compatible with PC and ...

Clark's Review of the Moto 360 Smartwatch

I have the Moto 360, the new Google watch. Now, I am not exactly anybody you would consider to be fashionable. But I get compliments on this watch all the time! The Moto 360 is an attractive smartwatch. It is Google's answer to the new Apple Watch, whenever that comes ...

The #1 Secret You Don't Know About Outlet Shopping

Do you like outlet shopping? What you think is a deal may be no deal at all because of a secret that the outlets keep closely guarded. Outlet shopping moves from exurbs to the suburbs Outlet centers had their origins in rural mill towns. They were typically attached to factories ...

Subscribing to HBO -- Without the Cable Bill!

More and more content providers are separating themselves from the cable monster, which means you'll soon be able to pay for only the channels you want without an overpriced cable bill. HBO to offer standalone streaming service Yesterday I mentioned HBO is unbundling from the cable monster. Starting early next ...

Electric Skates Are Super-Serving Millennials

Imagine being able to zoom around traffic clogs on the sidewalk so you can get to your destination faster. In what seems like news of the weird, there's a new invention that allows people to strap electric skates to their feet to get around. Branded as Rocket Skates, these things ...

Smartphone Service Starting at $10 a Month

Here's an early Christmas present: I've got a great money saver for your monthly cell phone bill! Republic Wireless, which offers the best cell phone deal in America, started selling the Moto e today for $99 with no contract. This is a mid-range Android with a 4.3" screen. But that's ...

Winter Airfare Sale Starting at $49 OW

Get ready to pack your carry-on bag! There's a new airfare sale that will have you planning a winter getaway with tickets this cheap. But act fast...you have to book by midnight this Thursday, Oct. 16! Winter airfare sale announced This sale is set up by zones:     $49 one-way ...

5 Smart Steps To Getting an FHA Home Loan

Despite today's economy, even minimum wage workers can achieve the American Dream of homeownership. The Federal Housing Administration offers you the ability to generally bring the least amount of money to the closing table possible. Most FHA loans require 3.5% down payment of the purchase price. (Though if you don't ...

State Defense Force Sign Up

State Organization name Contact name Contact number Alabama Alabama State Defense Force Robert Marsh (334) 774-6047 Alaska Alaska State Defense Force Dale Dickson (907) 428-6875 California California State Military Reserve Unknown Unknown Connecticut Connecticut National Guard Unknown (860) 493-2721 Georgia Georgia State Defense Force general e-mail (678) 655-5417 [or 5403] ...

Free HR and Payroll Software for Small Businesses

If you're an entrepreneur or run a small business, you know you have a lot to think about. Fortunately, there are a couple of free solutions that could let you put payroll and human resources on auto-pilot. Zenefits offers free HR software Is compliance with federal regulation hampering your ability ...

Save Thousands on a Mortgage or Refinance

You can save thousands of dollars on a mortgage or refinance with just one simple tip. Some time ago, The Los Angeles Times  reported more than half of all people stop at one lender when they're getting quotes for a mortgage or refi. Bad idea. In one example, the difference ...

Peer-To-Peer Lenders and Small Business Loans

If you have a business idea and you can't seem to get any funds from a bank, there are more and more alternatives to try. I used to recommend that people check out traditional peer-to-peer (P2P) lending sites, but now some sites are morphing into something new called "crowdfunding." P2P ...

New and Used Car Price Trends for 2015

The trends in the car market are becoming more complicated. I want to give you a look-see into the near future. A look at car pricing trends now and in 2015 New car sales have been huge for several years now. During the recession, the average age of our vehicle ...

5 Essential Tips When Working from Home

Working from home definitely has its perks. You don’t have to drive to the office, you have the comfort of being in your own home, and you often times have more flexibility on the hours that you actually have to work. However, working from home can also have its challenges. ...

How To Avoid Paying $25 for a $1 Toll

Rental car companies who eat you up with fees for using their transponder in states with electronic tolls are facing lawsuits. We all know more and more states have eliminated humans at toll booths and switched to an all-electronic system. But did you know the car rental companies charge you ...

A New Easy Way To Shop for Insurance Online

Shopping for any kind of insurance is a complete pain. But what if there were a way to get rate comparisons emailed to you and no unwanted phone calls from pushy agents? Too many people don't shop for insurance of all kinds because they're afraid of having to deal with ...

Best Cars for Teen Drivers

When it comes to the best cars for teen drivers, safety is a key concern. I used to say you wanted teen drivers in an underpowered car with a lot of metal around them. That traditionally meant a 4-cylinder sedan. But because of tech advances in 4-cylinder engines,  Consumer Reports ...

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