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A two-month archive of Clark's Show Notes from his most recent radio shows.

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How to Get Out of Debt Quickly in 5 Simple Steps

Being in debt can be a stressful experience. No matter what your circumstance is, if you signed for a loan, you are obligated to pay it back even if you have a life altering experience like losing a job, getting into an accident, or even if you have increased expenses ...

Cell phone overage fees are going away

The prevailing business model from the major cell phone companies has been to lure you into a bear trap and fee you to death. But that’s changing quickly. And pesky overage fees are the next to bite the dust. T Mobile CEO John Legere is no stranger to causing commotion, ...

Is Paying an Annual Fee on a Credit Card Really Worth It?

You probably know that paying an annual fee for a credit card typically means you’ll get more benefits. Whether or not it’s truly worth it comes down to your purchasing decisions and spending habits. In most cases, my research has shown that the annual fee is worth the extra rewards ...

How To Deal With Tax Return Identity Theft

  Tax fraud and tax return identity theft is becoming more common every day. It's even hit several of Clark's Consumer Action Center volunteers. Here's how one of them took care of it. "Reject Codes IND-508. Primary SSN in the Return Header must not be equal to the Spouse SSN ...

6 Ways To Cut Home Energy Costs

Utility bills can make up a significant portion of a family’s monthly budget. With a little planning, research, and work, you can cut your home's energy consumption by a substantial amount. With Earth Day next week, here are 6 ways to get the job done. Improve your HVAC's Efficiency HVAC ...

The Heartbleed Data Breaches: Clark’s Advice

Don’t panic. But don’t tune out and let the apathy virus shut you down either. You can protect yourself from harm with a couple of simple steps.  Heartbleed  is a software bug that allowed criminals to exploit encrypted data and even “secure”  financial sites.   This huge breach makes it possible ...

8 Fun Ways To Save Money This Spring

Spring is the absolute best time of year. The flowers are blooming and the weather is warming. The gloominess of winter is making way for the abundant color of springtime. And, this is actually the best time of year to save some money. Here’s how you can cut back on ...

Who Should You Tip and How Much Should You Give?

Do you consider yourself a good tipper? Most of us would like to think that we are, but it's easy to get confused about who gets a tip and how much. We consulted national etiquette expert Diane Gottsman for some advice. Gottsman says, "Those in the service industry rely on ...

How To Avoid Fraud With Herbal Supplements

Do you take herbal supplements? The sad news is you might not be getting what you pay for... In a study published in the journal BMC Medicine, Canadian researchers tested 44 bottles of herbal supplements bought in Canada and the United States. A full one-third of the samples tested were ...

Websites To Comparison Shop Owner's Title Insurance

When you buy a home or refinance one, you need a simple insurance policy that I just can't get people to buy…even though being without it can be deadly to your finances. Picture this: When you do a refinance, you dump Bank A and pay them off with proceeds lent ...

Should You Get A New Computer If You're Running Windows XP?

Now that Microsoft has put the kibosh on support for Windows XP, I'm advising people to ditch their old desktops or laptop computers that run this antiquated operating system. After 12 years, Microsoft support for Windows XP officially ended on April 8. That means Microsoft is no longer providing security ...

Passengers at Hartsfield-Jackson International Airport.

Discount Airlines Top the 2014 Airline Quality Rating

Discount airlines trounced the full-fare airlines in the 2014 Airline Quality Rating (AQR), an authoritative tally of who offers the best customer service and lowest fares done annually by Wichita State University and Purdue University. It's often been said that you get what you pay for. But the exact opposite ...

New Data Breach May Impact 200 Million Americans

It's a data breach that threatens to be twice as large as the Target breach late last year…and you probably haven't heard about it yet. I've been getting a lot of questions posted on my website and from my callers asking about a data breach that came to light during ...

Clark showing off his cheapo Zenni Optical glasses at the studio.

Prescription Eyeglass Frames and Lenses for $9.90 Delivered!

Eyeglasses don't have to cost hundreds of dollars. Goggles4U.com is doing a today-only deal (April 9) that offers complete prescription frames and lenses* delivered to your door for just $9.90! Visit Googles4U.com and complete the registration that pops up or simply use coupon code WELCOME990 when you check out to ...

Remove Web Search History and Keep Searches Private

Are you concerned with all the discussion about online tracking by the government and private industry? There are some simple steps you can take to limit it. The use of cookies to track your web browsing and serve up relevant ads is one of the easiest things to stop. For ...

Is The Stock Market Rigged?

Reports are now emerging that the stock market is rigged against small investors. But while that may add to your cynicism, it shouldn't subtract from your desire to save and invest. At the heart of the latest scandals is what's called HFT (high frequency trading). This is where insiders cook ...

ATM Warning: Trade Convenience for Security

Federal regulators have sent an alert to the banks about ATM network insecurity now that Windows XP is no longer supported. And there's one key thing you need to know to protect yourself. Most ATMs use Windows XP as the underlying software, but that's only the tip of a very ...

Using Cell Phones Outside the United States

Since the first iPhone was introduced, consumers have been going overseas and coming back home to exorbitant cell phone bills. The worst I ever heard was from someone who went to Costa Rica and got a $30,000 bill for 3 days! As a close second, I heard from another person ...

Handling Your Money Overseas

Planning to travel overseas soon? You've got to do some homework to do if you want to handle your money the Clark Smart way while you're abroad. But don't worry, here's an easy primer to get you started…   BEFORE YOU GO SHOULD YOU EXCHANGE MONEY AT HOME? My rule ...

10 worst cities for traffic

Traffic is getting worse, but does your city rank in the Top 10? There are new stats from 24/7 Wall St./Inrix, the latter a leading-provider of traffic information, that lists the worst cities for traffic. The list is tallied based on morning and evening rush hour numbers: 10. San Jose ...

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