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Stories for Thursday, January 31, 2008
Fair Isaac changing FICO score computations
Years ago, Clark did an experiment to see if banks purposely hold credit card payments to trigger late fees and ruin your credit. So for 8 months, he sent in his payments by overnight express mail shortly before they were due. During that entire time, the company posted his payments ...
Scammers eyeing coming government rebates
RIP-OFF ALERT: There's been so much in the news recently about the rebate checks that could be coming from the government. Scammers are already thinking up ways to take the money out of your pocket! The Department of Consumer Affairs reports scammers have been calling people up and pretending to be ...
Websites/phone numbers mentioned:
MissingMoney.com - Free national search for missing money Unclaimed.org - Free national search for unclaimed property TIAA-CREF.org - Low cost annuities or call 1-800-842-2252 DealNews.com - Get a deal on electronics
Savings are real on eBay
Clark has had a love/hate relationship with eBay for a long time. On the one hand, he loves the deals he gets through the website. But eBay has been notorious for helping out fences and counterfeiters. So there are opportunities to save big, but there are times you may get ...
Breaking out of the minimum payment cycle
There are brand-new stats out about credit card debt that really disturb Clark. It turns out 1 in 9 people can barely make their minimum monthly payment. If the average card holder never uses the card again and pays only the minimum payment, they'll be done in 2043. Clark will ...
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