Brett Arends of The Wall Street Journal  has a brilliant article titled Six Money Moves You Should Make in 2013.

Many of the things Brett talks about are topics I've beat you over the head about too. See my links below:

• Shop for level term life insurance. Comparison shop at 1stOptionInsurance.com,  Insure.com and AccuQuote.com, or we have a handy tool for you  to get the job done. By shopping online, you avoid an insurance salesperson trying to up-sell you from level term coverage to whole life. Read more on this story.
• Get disability insurance. You're 3 times more likely to become disabled than die during your working lifetime. Yet people have historically been more likely to buy life insurance, not disability insurance. Read more on this story.
• Have a will in place. Best guess is that 50% of people don't have one. For some folks, that may be OK, especially if they're single, have nothing and own nothing. Read more on this story.