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Posted: 10:08 a.m. Wednesday, Oct. 27, 2010

Sample Letter: Stop Automatic Payments

Stop unauthorized automatic payments from being taken out of your account.

To Whom It May Concern:

I am writing to request that you stop (insert company's name) from making future automatic withdrawals from my checking account. These charges are unauthorized. I canceled my contract in writing with (insert company's name) on (list your date of cancellation).

The Federal Reserve's rules governing pre-authorized transfers (part of Regulation E) states the following: "Once a financial institution has been notified that the customer's authorization is no longer valid, it must block all future payments for the particular debit transmitted by the designated payee-originator."

I would appreciate your immediate compliance with this federal law. Please contact me if you have any further questions.



(Your name)

(Your account number)