Money & Credit

  • Credit Bureaus Face New Rules

      

    The 3 main credit bureaus have announced new changes that will help take the bite out of unpaid medical debt and make it easier to dispute mistakes on your credit report. UPDATE: As an...

  • Talking to your kids about how to handle money

      

    Why it's up to parents to make sure their kids understand the importance of saving over spending.

  • 3 Reasons Not To Do Business With a Full-Commission Stock Broker

      

    Do stockbrokers work for you or against you? The answer might surprise you. Stockbrokers are allowed to work against the best interest of their customers. By contrast, an independent fee-only...

  • You can lower your existing bills

      

    You could save hundreds each month just by negotiating with the companies you have contracts with.

  • Student Loan Guide

      

    Do you need to borrow to fund college education for yourself or your child? I wrote this guide to tell you about my Clark Smart approach to student loans. If you already have student loans,...

  • When Can You Retire? It Could Be Sooner Than You Think

      

    Retiring early isn’t something that everyone can do. Sometimes, though, people can retire early but don’t realize they have that option! Don’t let that be you. Let’s...

  • How To Fix Errors on a Credit Report

      

    Remember the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after she diligently stayed on top of them for 2 years? Having black marks...

  • Why You Need To Turn Paper Statements Back On

      

    Another day, another report about major security breaches! I read recently about a ring of hackers figured out how to break into the big banks' back office system in the fall of 2013. To...

  • How To Get the Maximum Social Security Check

      

    Want to know how to get the biggest Social Security check when you retire? I have guidance to help you. Recent media reports scared people into thinking they will almost never be able to...

  • How Do You Teach Kids About Money?

      

    The question of giving kids an allowance is a thorny issue. But when a kid turns around and tears up an allowance "because it wasn't the amount his mom said she would give him,"...

  • Resist the urge to borrow against your 401(k)

      

    Top 5 Reasons Not To Borrow From Your 401(k) Think Twice Before Taking Out a 401(k) Loan Clark's Investment Guide TRANSCRIPT:  I'm asked constantly by people who have been saving...

  • What Should We Do About the Social Security Problem?

      

    We're still in the early innings of the 2016 presidential race. Yet there's already a lot of talk about Social Security. How we going to pay for it down the road? The rich are not to...

  • Struggling To Pay Your Cell Phone Bill?

      

    If you're like many Americans, you may feel like what you've been paying for cell phone service is too expensive. Fortunately, it doesn't have to be that way. Don't get locked...

  • Protect Your Child From Identity Theft

      

    While the credit bureaus sit on their hands when it comes to child identity theft, several states have legislation that give parents a tool to prevent it from happening to their child. When a...

  • Best Websites To Get A Small Business Loan

      

    Getting a loan as a small business or an entrepreneur isn't easy. Thankfully, microloans financiers and peer-to-peer (P2P) lenders have stepped up with funds. Here's a look at the...