Personal Finance & Credit / Budgeting & Saving

  • Which bills should you pay first when you're strapped for cash?

      

    When you're behind on bills and don't have a lot of money, it can be a frightening experience. According to a December survey from Magnify Money, 49% of Americans have less...

  • 7 things debt-free people never do

      

    Are you ready to become debt free? People who are debt-free often have a completely different mindset than those who carry debt.  It's never too late to turn things...

  • 8 simple steps to going on a money diet

      

    Have you ever tried a "money diet"? Whether you call it a personal spending freeze, money diet, financial cleanse, saving challenge or skinny budget -- going...

  • Here are the best and worst states for money management

      

    According to a new report from CreditCards.com, several states stand out as the best and the worst at money management. Perhaps the most surprising is that even low-income areas can outperform...

  • 5 spendy trends to avoid

      

    As a Clark Howard reader you're probably already aware to guard yourself against obvious budget drainers such as costly flavored coffee drinks and pointless mall purchases, but today's...

  • 10 tips to become debt free in 2016

      

    Do you have outstanding debt hanging over your head?  Maybe it's leftover Christmas debt, student loans, credit cards, or car payments -- no matter what kind of debt it...

  • Washington Redskins squad leads the NFL in frugality

      

    Imagine if your job paid you almost $2 million a year. You'd be set for life, right? Maybe not... That seems to be the fear of a lot of players on the Washington Redskins squad. While the...

  • Making $75,000 and living hand to mouth? Here's how to stop

      

    The goal of everything I do is to help you keep more of what you make. That's why I was very disheartened to read a new survey that said a lot of high income earners are basically living...

  • Why hitting the lottery could leave you broke

      

    With the Powerball jackpot reaching an estimated $500 million Wednesday night, you might be wondering what life would be like with all that money... But really, what if money suddenly fell out...

  • Boy treats mom to monthly ‘dinner date’ with allowance money

      

    A Michigan mom is teaching her 6-year-old son how to treat a lady by having him take her out for dinner once a month. Nikkole Paulun posted a photo of her son paying the bill at a restaurant...

  • Saving just a penny per dollar can make a big difference

      

    Americans are not prepared for a financial crisis. Here's how saving even one penny of every dollar you earn will help.

  • How you can save your family $6,700 this year

      

    Credit card interest is one of the sneakiest expenses a consumer can face. It's lumped in with a standard bank statement, and it's not always an obvious cost. Paying $100 in interest...

  • How to save more money: Rethink your spending

      

    The wonderful thing about personal finance is that it’s really quite simple. At least, the fundamental principles in play are. They’re easy to understand and easy to remember. At...

  • 19 ways to cut costs and save more money every month

      

    Are you looking for more ways to save in 2016? We've got you covered! From cable bills to everyday spending habits, these 19 tips will help you save more, spend less, and help you have a...

  • Why you should start your taxes before the new year

      

      The 2016 tax filing season will begin on Tuesday, January 19, the IRS recently announced. The agency will begin accepting federal tax returns filed both electronically and on paper...