Personal Finance & Credit / Credit & Debit Cards

  • Here's the #1 way to stop living paycheck to paycheck

      

    Do you know where your money is actually going every month? If not, then that's a huge warning sign that it's time to start paying attention. Many people avoid...

  • 6 blind spots that are prolonging your debt

      

    No one would choose to be in chronic debt, yet, there it is, following us around like a depression cloud or an anxious bladder from a bad pharma ad. It’s the myopic grind we get used to,...

  • Saddled with debt? Here are ways to get free assistance

      

    Are you among the 38% of Americans holding credit card debt? There are places you can go to for help.

  • Is debt consolidation worth it?

      

    When my wife and I were in debt, we were researching every way possible to get out of it and to do so quickly. The stress from carrying all the debt was so overwhelming that we were motivated to...

  • How a small unpaid bill can destroy your credit score

      

    If you have old bills lingering out there somewhere that you forgot about, they could be doing a lot more damage to your financial life than you realize. Maybe you moved and in the process of...

  • Why you need to turn paper statements back on

      

    Paper statements help prove your balance in event of catastrophic attack var _ndnq = _ndnq || []; _ndnq.push(['embed']); If you think about all the companies you do business with, they all try...

  • 9 places you should never use a debit card

      

    Debit cards are a popular alternative to credit cards, because they only allow you to spend what you have in your checking account. In fact, 31% of holiday shoppers plan to use debit to pay for...

  • 7 ways to avoid chip credit card fraud

      

    Chip credit cards, or EMV credit cards, are becoming the standard in credit card technology. EMV stands for Europay, MasterCard and Visa, and represents security features not found in...

  • New Costco credit card rewards have arrived and they're amazing

      

    The moment that tens of millions of Costco members have been waiting for is here. Details are finally in about the specifics of the new Costco Visa credit card. And the wait has been worth it. The...

  • 10 tips to quickly improve your credit score

      

    While you may not think of it regularly, your credit score can have significant ramifications on some major life events. Your score can influence whether or not you’re approved for things...

  • New, easy way to deal with a lost debit card

      

    A lost debit card normally involves a cancellation call. But new apps let you turn off your card with a click,

  • Most people who ask can get late fees waived, interest rates lowered

      

    Ask and you shall receive! It may not work every time, but it works a lot more than many people realize. When it comes to monthly bills and companies you do business with, more often than not,...

  • 5 credit card myths that could harm your credit score

      

    Your credit card might be your favored method for paying everyday bills and expenses big and small, but how well do you know its effect on your credit score? With so many credit score myths...

  • Save over $6000 a year by changing one money habit

      

    You can save several thousand dollars a year by making this one change in your spending habits.

  • Costco's card move from American Express to Visa: What you need to know

      

    Some 80 million of us have Costco co-branded credit cards in our wallets. So what will happen with your credit and credit score as the warehouse club transitions to a new Visa card issued by...