Personal Finance & Credit / Credit & Debit Cards

  • A simple way to pay off your most expensive credit card debt

      

    A new smartphone app launching this week claims it can help you be smarter about managing your credit card debt. Here’s what you should know about it. How it...

  • How a $2,500 loan turned into $50,000 of debt

      

    Less than a week after Google said it was banning ads for payday loans, one man’s story is making national headlines. He’s an example of how a bit of financial bad luck can turn...

  • My one simple trick to always staying on budget

      

    My husband and I have a budget (just like many of you do — and, if you don’t, you can get started here). We also use cash for most of our spending. We have it down to a...

  • How one guy paid off $380,000 in just 21 months

      

    The idea of paying off massive debt can seem impossible, which is why many people just ride it out. But when you decide to make it a priority, you may find that you can turn things...

  • This is the only safe way to use a debit card

      

    One of the biggest problems with fraud in the U.S. is that most people don't know how to spot it -- not to mention many people aren't even aware of the fact that they are at...

  • Walmart sues Visa over chip card transactions

      

    Two industry giants are set to face off in court over that chip debit card in your wallet. Read more: 3 things you should never pay for with a credit card! Walmart filed a lawsuit...

  • Dealing with debt: How a woman paid off nearly $70,000 in 20 months

      

    Paying off debt can seem impossible, especially if you owe tens of thousands of dollars and feel like you're barely scraping by each month. Whether it's student loans,...

  • New credit and debit cards protect you better from fraud

      

    Credit and debit card fraud happens more from forgetfulness than hackers. But this new kind of card could save your wallet.

  • How to figure out how much debt you really have

      

    Between student loan payments, a monthly mortgage (or your rent), credit card bills and maybe even an old gym membership that somehow (whoops) went to collections, it can be all-too-easy to...

  • The credit mistake 80% of people under age 50 are making

      

    Credit cards can be great for building, maintaining and even improving your overall credit. But when overused, hefty balances can be quite detrimental. Unfortunately, the average cardholder...

  • Here's the #1 way to stop living paycheck to paycheck

      

    Do you know where your money is actually going every month? If not, then that's a huge warning sign that it's time to start paying attention. Many people avoid...

  • 6 blind spots that are prolonging your debt

      

    No one would choose to be in chronic debt, yet, there it is, following us around like a depression cloud or an anxious bladder from a bad pharma ad. It’s the myopic grind we get used to,...

  • Saddled with debt? Here are ways to get free assistance

      

    Are you among the 38% of Americans holding credit card debt? There are places you can go to for help.

  • Is debt consolidation worth it?

      

    When my wife and I were in debt, we were researching every way possible to get out of it and to do so quickly. The stress from carrying all the debt was so overwhelming that we were motivated to...

  • How a small unpaid bill can destroy your credit score

      

    If you have old bills lingering out there somewhere that you forgot about, they could be doing a lot more damage to your financial life than you realize. Maybe you moved and in the process of...