Personal Finance & Credit / Credit Reports & Scores

  • Saddled with debt? Here are ways to get free assistance

      

    Are you among the 38% of Americans holding credit card debt? There are places you can go to for help.

  • How a small unpaid bill can destroy your credit score

      

    If you have old bills lingering out there somewhere that you forgot about, they could be doing a lot more damage to your financial life than you realize. Maybe you moved and in the process of...

  • 9 steps for disputing a mistake on your credit report

      

    An estimated 5% of Americans have errors on their credit reports that can result in adverse loan terms, according to the Federal Trade Commission. But you're not at the mercy of the credit...

  • Man arrested over an old VHS rental late fee!

      

    If you have Netflix, late fees for movie rentals are an anachronism in your life. But that's not the case for James Meyers of Concord, N.C., who was arrested for not returning a 2002 VHS...

  • 10 tips to quickly improve your credit score

      

    While you may not think of it regularly, your credit score can have significant ramifications on some major life events. Your score can influence whether or not you’re approved for things...

  • Most people who ask can get late fees waived, interest rates lowered

      

    Ask and you shall receive! It may not work every time, but it works a lot more than many people realize. When it comes to monthly bills and companies you do business with, more often than not,...

  • Alternative credit scores rise up to challenge FICO

      

    Like everything else in life, the way lenders look at your credit is undergoing a big change. New credit scoring models challenge traditional FICO stranglehold on industry According to a...

  • Bad medical debt hurting your credit? Here are 3 ways to attack it

      

    Medical debt is damaging the credit of around 43 million people, according to the latest figures available. You would expect damaged credit from medical bills to be a problem for the uninsured....

  • How to put a credit freeze in place for your child

      

    Are you worried that your child may be a victim of identity theft? Here's a real red flag: If your child is getting mail in their name for pre-approved credit cards and airline or hotel...

  • Costco's card move from American Express to Visa: What you need to know

      

    Some 80 million of us have Costco co-branded credit cards in our wallets. So what will happen with your credit and credit score as the warehouse club transitions to a new Visa card issued by...

  • Find and dispute errors on your credit report

      

    1 in 4 existing errors on our credit reports. This can affect what you pay for insurance and loans. Here’s how to take control.

  • A plan to raise your credit score in 2016

      

    The holiday shopping season is over, and 2016 is just beginning. You're putting that Christmas cash to use -- maybe to pay down debt! -- and getting ready to tighten your spending after...

  • 14 money mistakes you don't want to make in your 30s

      

    As I venture into my early 30s, I think I’ve become pretty careful about our finances. I certainly know not to continue on with the mistakes I made in my 20s like buying more car than I can...

  • What your car says about your credit score

      

    Could the car you drive be an accurate indicator of your credit score? Better check your wheels against this list to see what you're subliminally broadcasting to the world! A fellow I know...

  • How a 19 year old got a credit score of 820

      

    When I came across a 19-year-old kid with a huge credit score, I learned just how easy it is for parents to help their kid’s scores out with a big boost. But, even if you can give your kid a...