Personal Finance & Credit / Credit Reports & Scores

  • Credit Bureaus Face New Rules

      

    The 3 main credit bureaus have announced new changes that will help take the bite out of unpaid medical debt and make it easier to dispute mistakes on your credit report. UPDATE: As an...

  • How To Fix Errors on a Credit Report

      

    Remember the woman who sued Equifax for $18 million because they wouldn't fix errors on her credit report even after she diligently stayed on top of them for 2 years? Having black marks...

  • Protect Your Child From Identity Theft

      

    While the credit bureaus sit on their hands when it comes to child identity theft, several states have legislation that give parents a tool to prevent it from happening to their child. When a...

  • Clark Howard's Free Credit Report Guide

      

    Are you getting all your free credit reports? Due to the passage of the 2003 Fair and Accurate Credit Transaction Act (FACTA), all Americans are entitled to one free credit report from each of...

  • Can Credit Repair Really Raise Your Score?

      

    The promise of credit repair outfits is an alluring one -- they say they'll remove bad credit marks from your record for a price. But what's the real deal? Credit repair firms make...

  • Credit Score Guide

      

    So often when I'm talking to someone, they'll tell me what their credit score is. My immediate reply never varies. "Which credit score are you talking about?" That's when...

  • Free credit reports with your credit card

      

    Keeping track of your credit score is becoming easier with credit card companies that will give you your score for free each month.

  • Free credit reports with your credit card

      

    Keeping track of your credit score is becoming easier with credit card companies that will give you your score for free each month.

  • Get Your Free Credit Score

      

    Your credit score shouldn't be a mystery. Now there's a new way you may be able to see your FICO score for free every month. I've long talked about CreditKarma.com, which allows...

  • Free FICO Score for Active Duty Military

      

    I have a special place in my heart for the brave men and women in our armed forces. And now, I have word of a new way that active duty personnel can see their real true FICO score for free...

  • Sample Letter To Request a Credit Freeze

      

    This form can be used to request a credit freeze with any or all of the credit bureaus. To be safe, send your letters certified mail -- return receipt requested. Keep a copy of your letter and...

  • How long do blemishes stay on your credit score?

      

    How many years will an unpaid bill linger on your credit report? Here's how your credit score is really calculated and how long it takes for blemishes on your credit report to disappear.

  • New FICO rules will help your credit score

      

    Two top credit score killers are about to hurt you a whole lot less. Your score is about to enjoy a double benefit under new FICO scoring rules.

  • Rent payment can now help (or hurt) your credit score

      

    Renters who pay their rent on time every month may soon find their credit scores getting a nice boost. But one of the credit bureaus isn't playing nice with renters on this new effort...

  • Timely Rent Payments Will Be Factored Into Your Credit Score

      

    Renters who pay their rent on time each and every month may soon find their credit scores getting a nice boost. If you are a homebuyer and you have a mortgage, that mortgage is reported to the...