Personal Finance & Credit / Credit Reports & Scores

  • How to improve your credit score

      

    Your credit score impacts nearly every aspect of your financial life, including the interest rates you pay on things like a mortgage, car loan, insurance, and it can even impact your job these...

  • How a $2,500 loan turned into $50,000 of debt

      

    Less than a week after Google said it was banning ads for payday loans, one man’s story is making national headlines. He’s an example of how a bit of financial bad luck can turn...

  • 5 sneaky ways to increase your credit score

      

    There are certain times when it pays to have the highest credit score possible. Maybe you’re about to refinance your mortgage. Or maybe you’re recovering from a bad credit history and...

  • How to figure out how much debt you really have

      

    Between student loan payments, a monthly mortgage (or your rent), credit card bills and maybe even an old gym membership that somehow (whoops) went to collections, it can be all-too-easy to...

  • The credit mistake 80% of people under age 50 are making

      

    Credit cards can be great for building, maintaining and even improving your overall credit. But when overused, hefty balances can be quite detrimental. Unfortunately, the average cardholder...

  • Saddled with debt? Here are ways to get free assistance

      

    Are you among the 38% of Americans holding credit card debt? There are places you can go to for help.

  • How a small unpaid bill can destroy your credit score

      

    If you have old bills lingering out there somewhere that you forgot about, they could be doing a lot more damage to your financial life than you realize. Maybe you moved and in the process of...

  • 9 steps for disputing a mistake on your credit report

      

    An estimated 5% of Americans have errors on their credit reports that can result in adverse loan terms, according to the Federal Trade Commission. But you're not at the mercy of the credit...

  • Man arrested over an old VHS rental late fee!

      

    If you have Netflix, late fees for movie rentals are an anachronism in your life. But that's not the case for James Meyers of Concord, N.C., who was arrested for not returning a 2002 VHS...

  • 10 tips to quickly improve your credit score

      

    While you may not think of it regularly, your credit score can have significant ramifications on some major life events. Your score can influence whether or not you’re approved for things...

  • Most people who ask can get late fees waived, interest rates lowered

      

    Ask and you shall receive! It may not work every time, but it works a lot more than many people realize. When it comes to monthly bills and companies you do business with, more often than not,...

  • Alternative credit scores rise up to challenge FICO

      

    Like everything else in life, the way lenders look at your credit is undergoing a big change. New credit scoring models challenge traditional FICO stranglehold on industry According to a...

  • Bad medical debt hurting your credit? Here are 3 ways to attack it

      

    Medical debt is damaging the credit of around 43 million people, according to the latest figures available. You would expect damaged credit from medical bills to be a problem for the uninsured....

  • How to put a credit freeze in place for your child

      

    Are you worried that your child may be a victim of identity theft? Here's a real red flag: If your child is getting mail in their name for pre-approved credit cards and airline or hotel...

  • Costco's card move from American Express to Visa: What you need to know

      

    Some 80 million of us have Costco co-branded credit cards in our wallets. So what will happen with your credit and credit score as the warehouse club transitions to a new Visa card issued by...