Personal Finance & Credit / Credit Reports & Scores

  • Find and dispute errors on your credit report

      

    1 in 4 existing errors on our credit reports. This can affect what you pay for insurance and loans. Here’s how to take control.

  • A plan to raise your credit score in 2016

      

    The holiday shopping season is over, and 2016 is just beginning. You're putting that Christmas cash to use -- maybe to pay down debt! -- and getting ready to tighten your spending after...

  • What your car says about your credit score

      

    Could the car you drive be an accurate indicator of your credit score? Better check your wheels against this list to see what you're subliminally broadcasting to the world! A fellow I know...

  • How a 19 year old got a credit score of 820

      

    When I came across a 19-year-old kid with a huge credit score, I learned just how easy it is for parents to help their kid’s scores out with a big boost. But, even if you can give your kid a...

  • How social media could affect your credit score

      

    There's a new credit scoring model being used that takes your social posts into account. Clark explains

  • 3 ways to attack bad medical debt

      

    Medical debt is damaging the credit of around 43 million people, according to the latest figures I've seen. You would expect damaged credit from medical bills to be a problem for the...

  • FICO comes up with new way to gauge your credit

      

    Don't have any credit history to your name? Paying your cable, utility or cellular bill on time each and every month will now have a positive impact on your emerging credit profile under a new...

  • 6 things you need to know about the VTech hack

      

    Many adults are wary that their electronic services, credit cards and other personal information could get leaked or stolen by unsuspecting identity fraud perpetrators or by targeted...

  • The best and quickest way to improve your credit score

      

    Like it or not, a person’s credit score can make a world of difference when it comes to life events such as getting a car loan, qualifying for a mortgage loan, or being chosen for a job...

  • Best balance transfer and 0% interest credit cards

      

    If you're buried under a big pile of credit card debt -- with high interest fees -- you may want to consider moving that debt over to a balance transfer credit card or a credit card with...

  • Holiday shopping warning: What you need to know about store credit cards

      

    The holiday shopping season is ramping up -- and there's one hidden danger you need to be aware of as you look for savings this season. What to know about store credit cards When you go...

  • Sprint fined $2.95M for charging low-credit customers extra fees, and not telling them

      

    Sprint is being fined $2.95 million for allegedly failing to tell customers with low credit scores that they would be charged an extra monthly fee. Why Sprint is being fined The Federal...

  • Equifax lets you freeze your child's credit in all 50 states

      

    A new day has dawned in the area of child credit freezes...and we have Equifax to thank for it. For years, the credit bureaus were typified by inaction when it came to the issue of minor credit...

  • How to start saving for retirement at age 40

      

    There’s something about reaching the big 4-0 that often causes you to re-evaluate your direction in life. And when you do, it’s hard to escape the fact that your day of...

  • Recently graduated? Here's a step-by-step guide to setting up a budget

      

    If you are a recent graduate, congratulations and best wishes for your success! Whether you were lucky enough to have a job lined up right after completing your degree or not, whether you...