Personal Finance & Credit / Investing & Retirement

  • The #1 Worst Mistake You Can Make With Your 401(k)

      

    Are you guilty of making what SmartMoney  magazine calls "the dumbest investment move" in your 401(k) at work? I have never been a fan of putting retirement money in employer...

  • 3 Reasons Not To Do Business With a Full-Commission Stock Broker

      

    Do stockbrokers work for you or against you? The answer might surprise you. Stockbrokers are allowed to work against the best interest of their customers. By contrast, an independent fee-only...

  • Why Variable Annuities Stink

      

    Considering a variable annuity? You might want to think again. Research shows that it takes $100,000 in a variable annuity to generate the same income as $60,000 in an immediate payout...

  • How To Get the Maximum Social Security Check

      

    Want to know how to get the biggest Social Security check when you retire? I have guidance to help you. Recent media reports scared people into thinking they will almost never be able to...

  • 5 Costly Retirement Planning Mistakes

      

    The majority of us are aware that the retirement statistics in America are alarming.  Studies tell us that half of all Americans say they can’t afford retirement, and one-third have...

  • Get Free Money To Save for Retirement

      

    So many people come up to me and say, "All that stuff you talk about saving is great…for people who make a lot of money. But what about the rest of us?" Well, there's a...

  • When Can You Retire? It Could Be Sooner Than You Think

      

    Retiring early isn’t something that everyone can do. Sometimes, though, people can retire early but don’t realize they have that option! Don’t let that be you. Let’s...

  • ETF/Exchange Traded Funds Guide

      

    ETFs (exchange taded funds) are the fastest growing area of investing, and Clark likes to call them "a mutual fund for the next era." You buy ETFs exactly like you would a stock,...

  • Low-cost investment options by dollar amount

      

    Roths are very flexible depending on which company you choose to put your money into. You may be able to start with as little as $100 with some companies! Here are some of my favorite low-cost...

  • Clark's Investment Guide

      

    When I talk with someone getting started saving for the future, I sometimes notice their eyes glaze over as I answer their question. It's typical -- investing can seem so complicated that you...

  • Investment Guide: Advanced Investors

      

    Mutual Fund Supermarkets You have a large number of companies that sell their mutual funds free of commissions (known as "no load") and charge reasonable management fees. You can...

  • Think Twice Before Taking Out a 401(k) Loan

      

    Three years ago I was purchasing a house and ended up taking out a 401(k) loan. At first glance, 401(k) loans seem like a pretty good idea. I can loan money to myself instead of paying mortgage...

  • 6 Things To Ask Before Investing in Mutual Funds

      

    Investing in mutual funds can be a great way to grow your wealth.  A mutual fund, at its core, is an investment that pools money from a wide variety of investors and uses that money to buy a...

  • How Your Tax Rates Change In Retirement

      

    We get a lot of questions from people wondering how their taxes will change once they hit retirement.  While there’s no “one size fits all” when it comes to tax-related...

  • Index Funds Let You Own the Whole Marketplace

      

    I always get questions about the extremes of investing when I’m out and about. People are either asking me about a stock whose value has soared or collapsed…and they’re...