Personal Finance & Credit / Investing & Retirement

  • 5 Brilliant Ways to Invest an Extra $500

      

    When an extra $500 comes your way, what do you do with it? Do you put it toward debt? Head out for a good old-fashioned shopping spree? Or does it disappear into the black hole of spending that...

  • How To Invest Even if You're Treading Water Financially

      

    By William Cowie of GetRichSlowly.org A 20-something acquaintance of ours recently received an inheritance of a few tens of thousands of dollars from an aunt unexpectedly. Naturally, all of us...

  • The #1 Worst Mistake You Can Make With Your 401(k)

      

    Are you guilty of making what SmartMoney  magazine once called "the dumbest investment move" in your 401(k) at work? I have never been a fan of putting retirement money in...

  • How To Get an Automatic Pay Raise at Work Without Asking

      

    You wouldn't turn down a pay raise at work, right? Yet chances are you could be leaving free money on the table at your employer. A recent FinancialEngines.com survey finds that 1 out of...

  • Free Investment Advice for Small Investors

      

    For many years, the Big 3 discount investing houses -- Fidelity, Schwab and Vanguard -- operated on a simple full service vs. self service model. You could either pay them to handle your...

  • Should you take the lump sum settlement or pension?

      

    Getting your annuity, pension, or settlement in an upfront lump sum could seriously damage your future.

  • 5 Questions You Must Answer To Prepare for the Inevitable

      

    Did you know that we are entering the largest generational wealth transfer in history?  In fact, this wealth transfer will be so massive that a staggering $1 trillion in assets will be...

  • 3 Reasons Not To Do Business With a Full-Commission Stock Broker

      

    Do stockbrokers work for you or against you? The answer might surprise you. Stockbrokers are allowed to work against the best interest of their customers. By contrast, an independent fee-only...

  • When Can You Retire? It Could Be Sooner Than You Think

      

    Retiring early isn’t something that everyone can do. Sometimes, though, people can retire early but don’t realize they have that option! Don’t let that be you. Let’s...

  • How To Get the Maximum Social Security Check

      

    Want to know how to get the biggest Social Security check when you retire? I have guidance to help you. Recent media reports scared people into thinking they will almost never be able to...

  • Resist the urge to borrow against your 401(k)

      

    Top 5 Reasons Not To Borrow From Your 401(k) Think Twice Before Taking Out a 401(k) Loan Clark's Investment Guide TRANSCRIPT:  I'm asked constantly by people who have been saving...

  • Why Variable Annuities Stink

      

    Considering a variable annuity? You might want to think again. Research shows that it takes $100,000 in a variable annuity to generate the same income as $60,000 in an immediate payout...

  • 5 Costly Retirement Planning Mistakes

      

    The majority of us are aware that the retirement statistics in America are alarming.  Studies tell us that half of all Americans say they can’t afford retirement, and one-third have...

  • Get Free Money To Save for Retirement

      

    So many people come up to me and say, "All that stuff you talk about saving is great…for people who make a lot of money. But what about the rest of us?" Well, there's a...

  • ETF/Exchange Traded Funds Guide

      

    ETFs (exchange taded funds) are the fastest growing area of investing, and Clark likes to call them "a mutual fund for the next era." You buy ETFs exactly like you would a stock,...