Personal Finance & Credit / Investing & Retirement

  • 5 steps to avoid living a Groundhog Day in your finances

      

    According to Groundhog.org, Phil the groundhog predicted an early spring for 2016 in Punxsutawney, Pennsylvania, this morning. Phil did not see his shadow!  In celebration of...

  • Easiest way to start saving for retirement when you're saving zero right now

      

    Unless you want to keep working forever, you've got to learn how to save more today for your retirement tomorrow. According to a new Fidelity study, 55% of Americans  are at risk of not...

  • 8 simple steps to going on a money diet

      

    Have you ever tried a "money diet"? Whether you call it a personal spending freeze, money diet, financial cleanse, saving challenge or skinny budget -- going...

  • Update your beneficiaries or your wealth could fall into the wrong hands

      

    When people think about estate planning and what will happen to their assets after they're gone, they often only worry about a will -- overlooking the crucial role that their financial...

  • New tool advises when you should take Social Security

      

    Deciding when to start drawing social security can be confusing. This new tool helps you make the best decision.

  • Free and cheap retirement plan options for small businesses

      

    Saving money for retirement is easy if you work for a giant corporation. They have 401(k) plans that are generally pretty easy to enroll in and may be with low-cost providers. They'll often...

  • How to invest your first $1,000 to $5,000 wisely

      

    The idea of investing for the first time on your own can be intimidating -- and confusing. But with a little guidance, it doesn't have to be either! So let's break down the process of...

  • 5 brilliant ways to invest an extra $500

      

    When an extra $500 comes your way, what do you do with it? Do you put it toward debt? Head out for a good old-fashioned shopping spree? Or does it disappear into the black hole of spending that...

  • When's the best time to take Social Security? Here's how to find out...

      

    The Consumer Financial Protection Bureau has a new calculator to help you determine the optimal time to start taking Social Security. Read more: How to get the maximum Social Security...

  • What's next for the stock market?

      

    With economies outside the developed world really taking it on the chin, that's lead to a massive sell-off of stocks. So what's next for our economy in light of Monday's disturbing...

  • 3 mistakes of unhappy retirees

      

    There’s so much talk today about the financial side of retirement.  Save more, invest more, have more, but for what? For you the answer may be financial independence, or maybe just...

  • The #1 tip to help maximize your 401(k) investing

      

    We as a country can't continue to pay for the Social Security, Medicare and Medicaid obligations that we've promised our citizens. The math simply isn't going to work, especially...

  • Clark's Investment Guide

      

    Investing can seem so complicated that some just shut down and do nothing -- or hire a salesperson to guide them. This guide helps cut through the confusion, no matter what your investment...

  • Vanguard expected to rake in more than $200 billion for 2015

      

    After a stellar 2014, Vanguard is expected to take in more than $200 billion in investor cash as we race toward the end of 2015. Vanguard took in a whopping $216 billion in 2014. For this year,...

  • Should you pay down your mortgage or invest extra cash instead?

      

    Got a mortgage? Got savings? Got zero other debts? Then you're facing a vexing age-old dilemma: Should you invest any additional savings, or should you use this money to repay your...