Personal Finance & Credit/Investing & Retirement/Roth & Traditional IRAs

  • Investing FAQs: How to start saving for retirement right now

      

    At Clark's Consumer Action Center, we get a lot of calls about investing, saving for retirement and how to get started. Below are the answers to your most frequently asked...

  • Clark's golden rule for investing in gold

      

    Gold has fallen from its peak a few years ago down to $1,100 an ounce. Some analysts even think it could drop down to $800 an ounce. So what's going on? It's all about basic market...

  • 4 reasons to do an IRA in 2015

      

    Lee Frush knows that it's not always easy to think about retirement: You still have kids to send to college, mortgage payments to make and credit card debt to trim. But Frush, a certified...

  • The #1 Worst Mistake You Can Make With Your 401(k)

      

    Are you guilty of making what SmartMoney  magazine once called "the dumbest investment move" in your 401(k) at work? I have never been a fan of putting retirement money in...

  • How To Get an Automatic Pay Raise at Work Without Asking

      

    You wouldn't turn down a pay raise at work, right? Yet chances are you could be leaving free money on the table at your employer. A recent FinancialEngines.com survey finds that 1 out of...

  • Free Investment Advice for Small Investors

      

    For many years, the Big 3 discount investing houses -- Fidelity, Schwab and Vanguard -- operated on a simple full service vs. self service model. You could either pay them to handle your...

  • 3 Reasons Not To Do Business With a Full-Commission Stock Broker

      

    Do stockbrokers work for you or against you? The answer might surprise you. Stockbrokers are allowed to work against the best interest of their customers. By contrast, an independent fee-only...

  • When Can You Retire? It Could Be Sooner Than You Think

      

    Retiring early isn’t something that everyone can do. Sometimes, though, people can retire early but don’t realize they have that option! Don’t let that be you. Let’s...

  • How To Get the Maximum Social Security Check

      

    Want to know how to get the biggest Social Security check when you retire? I have guidance to help you. Recent media reports scared people into thinking they will almost never be able to...

  • 5 Costly Retirement Planning Mistakes

      

    The majority of us are aware that the retirement statistics in America are alarming.  Studies tell us that half of all Americans say they can’t afford retirement, and one-third have...

  • Get Free Money To Save for Retirement

      

    So many people come up to me and say, "All that stuff you talk about saving is great…for people who make a lot of money. But what about the rest of us?" Well, there's a...

  • Low-cost investment options by dollar amount

      

    Roths are very flexible depending on which company you choose to put your money into. You may be able to start with as little as $100 with some companies! Here are some of my favorite low-cost...

  • Clark's Investment Guide

      

    When I talk with someone getting started saving for the future, I sometimes notice their eyes glaze over as I answer their question. It's typical -- investing can seem so complicated that you...

  • Top 10 Best and Worst Retirement Spots

      

    When it comes to retirement, you want to live in a place where you'll enjoy a great quality of life and where your money will stretch the furthest. BankRate.com has crunched the numbers...

  • Investment Guide: Advanced Investors

      

    Mutual Fund Supermarkets You have a large number of companies that sell their mutual funds free of commissions (known as "no load") and charge reasonable management fees. You can...