Personal Finance & Credit/Investing & Retirement/Roth & Traditional IRAs

  • Robin Hood offers free stock trades from your smartphone!

      

    Over the years, there have been many attempts to offer free stock trading. Robin Hood is the latest to try zero-commission stock trading. And now this app is available for both iPhones and...

  • Do you know what you're paying in investment fees?

      

    If you've listened to me for any length of time, you know I'm obsessed with people living below their means and living on less than they make. When you put money aside long-term, you put...

  • How to overcome the fear of investing & start saving now

      

    Investing is the most important element of our financial future — but sometimes it takes a while before we really get it, so to speak. Biggest success factor: Pull the...

  • 13 smart money moves to make in your 20s

      

    Finally having a steady income can be exciting -- sometimes a little too exciting. It's easy to get into financial trouble in your 20s without even realizing the potential consequences....

  • How much you need to save to be a millionaire by age 65

      

    More than a decade ago, Clark put up a chart (see below) in one of his books that showed how a teenager who starts saving at 15 and puts aside $2,000 for 7 years will have more than $1 million at...

  • Investing FAQs: How to start saving for retirement right now

      

    At Clark's Consumer Action Center, we get a lot of calls about investing, saving for retirement and how to get started. Below are the answers to your most frequently asked...

  • Clark's golden rule for investing in gold

      

    Gold has fallen from its peak a few years ago down to $1,100 an ounce. Some analysts even think it could drop down to $800 an ounce. So what's going on? It's all about basic market...

  • 4 reasons to do an IRA in 2015

      

    Lee Frush knows that it's not always easy to think about retirement: You still have kids to send to college, mortgage payments to make and credit card debt to trim. But Frush, a certified...

  • The #1 Worst Mistake You Can Make With Your 401(k)

      

    Are you guilty of making what SmartMoney  magazine once called "the dumbest investment move" in your 401(k) at work? I have never been a fan of putting retirement money in...

  • How To Get an Automatic Pay Raise at Work Without Asking

      

    You wouldn't turn down a pay raise at work, right? Yet chances are you could be leaving free money on the table at your employer. A recent FinancialEngines.com survey finds that 1 out of...

  • Free Investment Advice for Small Investors

      

    For many years, the Big 3 discount investing houses -- Fidelity, Schwab and Vanguard -- operated on a simple full service vs. self service model. You could either pay them to handle your...

  • 3 Reasons Not To Do Business With a Full-Commission Stock Broker

      

    Do stockbrokers work for you or against you? The answer might surprise you. Stockbrokers are allowed to work against the best interest of their customers. By contrast, an independent fee-only...

  • When Can You Retire? It Could Be Sooner Than You Think

      

    Retiring early isn’t something that everyone can do. Sometimes, though, people can retire early but don’t realize they have that option! Don’t let that be you. Let’s...

  • How To Get the Maximum Social Security Check

      

    Want to know how to get the biggest Social Security check when you retire? I have guidance to help you. Recent media reports scared people into thinking they will almost never be able to...

  • 5 Costly Retirement Planning Mistakes

      

    The majority of us are aware that the retirement statistics in America are alarming.  Studies tell us that half of all Americans say they can’t afford retirement, and one-third have...