Personal Finance & Credit/Investing & Retirement/Roth & Traditional IRAs

  • Little-known tip that can reduce your tax bill by over $1,000

      

    It's tax season again -- and we know that that means: If you've reduced your withholding so the IRS doesn't get a free loan on your money, you might owe a little on your taxes. Or...

  • Easiest way to start saving for retirement when you're saving zero right now

      

    Unless you want to keep working forever, you've got to learn how to save more today for your retirement tomorrow. According to a new Fidelity study, 55% of Americans  are at risk of not...

  • Update your beneficiaries or your wealth could fall into the wrong hands

      

    When people think about estate planning and what will happen to their assets after they're gone, they often only worry about a will -- overlooking the crucial role that their financial...

  • How to invest your first $1,000 to $5,000 wisely

      

    The idea of investing for the first time on your own can be intimidating -- and confusing. But with a little guidance, it doesn't have to be either! So let's break down the process of...

  • 10 tips to become debt free in 2016

      

    Do you have outstanding debt hanging over your head?  Maybe it's leftover Christmas debt, student loans, credit cards, or car payments -- no matter what kind of debt it...

  • 3 mistakes of unhappy retirees

      

    There’s so much talk today about the financial side of retirement.  Save more, invest more, have more, but for what? For you the answer may be financial independence, or maybe just...

  • 6 smart places to invest your money this holiday season

      

    As much as we’d like to say the holidays are primarily a time for family and friends, the spirit of the season has been commercialized by retailers for decades. The period between Black...

  • Clark's Investment Guide

      

    Investing can seem so complicated that some just shut down and do nothing -- or hire a salesperson to guide them. This guide helps cut through the confusion, no matter what your investment...

  • Vanguard expected to rake in more than $200 billion for 2015

      

    After a stellar 2014, Vanguard is expected to take in more than $200 billion in investor cash as we race toward the end of 2015. Vanguard took in a whopping $216 billion in 2014. For this year,...

  • Should you pay down your mortgage or invest extra cash instead?

      

    Got a mortgage? Got savings? Got zero other debts? Then you're facing a vexing age-old dilemma: Should you invest any additional savings, or should you use this money to repay your...

  • Americans saving 5.5% but it's still not enough

      

    Americans have stepped up their savings game, but there's still a lot of progress to be made. Moving in the right direction, but more effort is needed A new report from the Commerce...

  • Why investing with a bank is a big ripoff

      

    How much are you paying to invest? The answer might surprise you, particularly if you invest with the brokerage arm of a major bank. Are you paying 4x what you should to invest?! A new study...

  • How to read these 5 common stock stats for better investments

      

    Stock analysts may be even more enamored of statistics than fantasy football fans, but the key to using statistics successfully in evaluating stocks is to understand their limitations. Here are...

  • Pay off student loan debt or save for retirement? You can do both!

      

    Editor's note: This article originally appeared on GetRichSlowly.com. In my recent post, “Why investing can be better than paying down debt,” Dianecy’s comment raised a...

  • Get an automatic pay raise at work without asking

      

    You wouldn't turn down a pay raise at work, right? Yet chances are you could be leaving free money on the table at your employer. A recent FinancialEngines.com survey finds that 1 out of...