If you're one of the many hundreds of millions of Skype users, there's a new virus you need to know about.

Beware of a message that shows up saying something to the effect of, 'lol is this your new profile pic?' If you click on it, you will download a potent version of malware onto your computer.

The so-called "Dorkbot" virus will take over your computer and turn it into a spam 'bot that launches denial of service attacks to shut down certain websites. It can also steal your log-in and password info for various financial websites.

This is just the latest in what seems like an endless wave of hacking problems. Cyber-thieves can take on a different giant financial institution a day it seems.

Capital One is now the latest to have been hit by cyber-attack. That attack resulted in service disruption, though no customer info was believed to have been compromised.

If you're concerned about cyber-attack, follow my two key rules:

  • Run a good, free anti-virus program on your computer.
  • For small businesses, get a dedicated computer for financial transactions. No surfing the web on your dedicated computer. No e-mailing, no Facebook, and no Twitter.

Image of Clark Howard About the author: Clark Howard

Clark Howard is a consumer expert whose goal is to help you keep more of the money you make. His national radio show and website show you ways to put more money in your pocket, with advice you can trust. View More Articles

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