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Theo Thimou, Director of Content


Theo is director of content for ClarkHoward.com. He has co-written 2 books with Clark Howard, including the #1 New York Times bestseller Clark Howard's Living Large in Lean Times.


Latest from Theo Thimou, Director Of Content

4 Items To Always Buy Used

Buying second hand has become a first choice for saving money, either out of necessity for people or because they're thrifty. But second hand doesn't have to necessarily mean rummaging around a musty old thrift store. Here are 4 items you can shop for used online from the comfort of ...

7 Places You Should Never Use A Debit Card

Debit cards are a popular alternative to credit cards because they only allow you to spend what you have in your checking account. But they are rife with other dangers for your wallet. Long called "piece of trash fake Visas and fake MasterCards" by Clark, debit cards are overwhelmingly inferior ...

How To Spot Fake Online Reviews

The power of collective wisdom is an amazing thing. Thanks to technology, you can tap into endless online reviews to help you do everything from book sweet accommodations at an unknown hotel in an unfamiliar city, to discover a gluten-free soufflé joint right in your own backyard! Some of the ...

How to fix a broken lightbulb

Cards on the table:  I am cheap. My latest adventure in cheapness involves lightbulbs, specifically the old school incandescent kind. The kind invented by Thomas Alva Edison. The kind that government put the kibosh on as of January 1, 2014 under the Energy Independence and Security Act. There's been a ...

Collect $578 In Free Food On Your Birthday

There probably aren't many people who celebrate birthdays the way Joe Nelson does. About a month before his 38th birthday last October, Joe signed up for dozens of birthday clubs at restaurants. Then when his big day arrived, he spent a full 24-hour period (with 3 hours break) collecting 105 ...

3 Credit Cards With Balance Transfer Offers of $0

Are you wheezing on holiday credit card debt? A credit card with the right balance transfer offer can help you get out from underneath that mountain. It's easy to find credit cards that will let you transfer a balance at 0% APR for a certain number of months . . ...

Is pet insurance worth the price?

Thinking about getting a pet insurance policy? Read this before you do... The pet insurance market is a booming industry that's growing by 25 percent per year. There is a quarter billion being paid in premiums annually! Yet is that growth really warranted? Consumer Reports  ran an article that found ...

5 Ways To Not Go Broke This Christmas

With Christmas fast approaching, now is the perfect time to figure out how you'll play Santa Claus on a shoestring during the holidays. The following 5 tips can help you get the job done: Make your shopping list the Clark Smart way. Come up with a total dollar amount you ...

ClarkHoward.com and The Clark Howard Show have more advice to help keep you out harm's way financially.

Tales from the cheap side

Mirror, mirror, on the wall, who's the cheapest of them all? That's the question my buddy Joel Larsgaard of SaveOutsidetheBox.com posed to you in one of his recent blog posts. Not surprisingly, many of you were willing to share your cheapo tales. The most common response we heard by far ...

Best and worst airlines

Summer travel season is here and you're scouring the web looking for the best airfares. Well, before you book that deal, make sure the airline you're planning to fly has a good reputation. Within the last few weeks, we've seen new tallies of customer airline satisfaction from three prominent organizations. ...