What's the No. 1 reason that tens of millions of people have damaged credit? Hint: It has nothing to do with living above their means. Here's the stealth suspect that could be killing your credit.

Image of Clark Howard About the author: Clark Howard

Clark Howard is a consumer expert whose goal is to help you keep more of the money you make. His national radio show and website show you ways to save more, spend less and avoid getting ripped off. View More Articles

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