As we prepare to welcome 2015, it's a great time to do a look-see ahead and make sure your finances are in order. Have you done these things yet?


  • Get disability insurance. You're 3 times more likely to become disabled than die during your working lifetime. Yet people have historically been more likely to buy life insurance, not disability insurance. Read more on this story.


  • Have a will in place. Best guess is that 50% of people don't have one. For some folks, that may be OK, especially if they're single, have nothing and own nothing. Read more on this story.


Image of Clark Howard About the author: Clark Howard

Clark Howard is a consumer expert whose goal is to help you keep more of the money you make. His national radio show and website show you ways to put more money in your pocket, with advice you can trust. View More Articles

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