You're used to using your smart phone to save you money in your everyday life, right? Well, I have a suggestion about how it can help keep more money in your pocket when it comes to rental car insurance.

For the longest time, whenever I've picked up a rental car, I've meticulously noted any damage to the vehicle that I could see. But it can still be your word versus that of the rental company in the event of a dispute about damage, as I recently discovered.

A brilliant way to protect yourself

Then I read Ed Perkins of SmarterTravel.com and his latest column on the subject. He has a new wrinkle that I've never thought of: Use your cell phone camera to document any damage before you leave the car rental lot.

Duh, why didn't I think of that?

Simply use your built-in camera on your phone to make a visual document of the car as you do a walk around the vehicle looking for damage. This should be done in addition to -- not in lieu of -- having the damage noted by hand before you take off. It's just another way to protect yourself.

Image of Clark Howard About the author: Clark Howard

Clark Howard is a consumer expert whose goal is to help you keep more of the money you make. His national radio show and website show you ways to put more money in your pocket, with advice you can trust. View More Articles

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