: While the legitimate Publishers Clearing House sweepstakes heads toward a Nov. 26 crescendo, scamsters are duping people into believing they've already won the bounty.

Financial writer David Lazarus reports that crooks are calling people and posing as a representative from Bank of America responsible for disbursing $2.5 million in winnings. The crooks typically say they're based out of BOA's New York facility. They'll send you a bogus check that looks very official but isn't legitimate.

In one variation, some crooks are pretending to be from Wachovia/Wells-Fargo instead of BOA.

Remember, the real Publishers Clearing House sweepstakes is currently for $7,000 a week for life and can be entered at

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Clark Howard is a consumer expert whose goal is to help you keep more of the money you make. His national radio show and website show you ways to put more money in your pocket, with advice you can trust. View More Articles

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